Millennia Credit Card Limit Enhance

[Syedadilabbas]

hi,
I am using Millennia since 18 Months Still no Limit Enhancements..!!!!

My HDFC CC Limit is 1.01 Lakhs

other bank cards is 4.6Lkh
Salary 30K but i have other income which i can't show to bank and other thing my salary account is in HDFC Only and it's IMPERIA

Shall is close my HDFC CC and Re Apply after 6 moths via card to card

 

[Sam Maxi]

hi,
I am using Millennia since 18 Months Still no Limit Enhancements..!!!!

My HDFC CC Limit is 1.01 Lakhs

other bank cards is 4.6Lkh
Salary 30K but i have other income which i can't show to bank and other thing my salary account is in HDFC Only and it's IMPERIA

Shall is close my HDFC CC and Re Apply after 6 moths via card to card

Discuss it with your RM, i Believe he can Do Something in this Case

 

[Syedadilabbas]

thanks for your reply

he is asking for 3 Months pay slip.!!
this thing i can only do by mailing to HDFC card Department

i think my RM is Useless

 

[Sam Maxi]

thanks for your reply

he is asking for 3 Months pay slip.!!
this thing i can only do by mailing to HDFC card Department

i think my RM is Useless

Actually i think if RM is asking for Salary Slip then That's the Only Way for LE. Hopefully My Bros @Skylar @TaxWiser will Give Some Suggestions for LE without Income Proof

 

[krishna1718]

hdfc millenia 1.01 lakhs enough bro you repay and get limit release everyday the card has daily limit not monthly limit like sbi if you daily use 1 lakh and repay its like 30 lakhs limit per month dont worry of limit enhancement use properly and wave of amc

 

[abhimarda]

hdfc millenia 1.01 lakhs enough bro you repay and get limit release everyday the card has daily limit not monthly limit like sbi if you daily use 1 lakh and repay its like 30 lakhs limit per month dont worry of limit enhancement use properly and wave of amc

What does this even mean?

 

[Syedadilabbas]

my HDFC Millenia is LTF with ADD ON

 

[krishna1718]

What does this even mean?

day 1 you spend 1 lakh and paid 1 lakh bill then day 2 you can use again 1 lakh but in sbicard you can use 1 time the limit you have if you spend 70k on day1 though you paid bill you only able to use rest 30% in remaining days

 

[Syedadilabbas]

OMG RIP to SBI cards then (if it's true as you mentioned)
Bcz i don't have SBI CC

 

[krishna1718]

OMG RIP to SBI cards then (if it's true as you mentioned)
Bcz i don't have SBI CC

sbi offer low limits and also spend capability issue if you get higher limit than only opt it

 

[Syedadilabbas]

i will not apply as seeing above credit issues . so only RIP of SBI Cards

 

[Raj2708]

can use 1 time the limit you have if you spend 70k on day1 though you paid bill you only able to use rest 30% in remaining days

No, some one given you false information .
I agree SBI give you less limit as compared to other card .
But you can reuse by paying the amount n number of time in the same billing cycle.
I did that

 

[krishna1718]

No, some one given you false information .
I agree SBI give you less limit as compared to other card .
But you can reuse by paying the amount n number of time in the same billing cycle.
I did that

no i personally use sbi cashback creditcard when ever i spent my total limit i am unable to use till next statement

 

[Raj2708]

no i personally use sbi cashback creditcard when ever i spent my total limit i am unable to use till next statement

I am using SBI SIMPLY SAVE, MY CARD LIMIT IS 58K BUT IN GIF & BBD SALE, ME AND MY FRIEND ALSO USED MY CARD AND PURCHASE 86K PRODUCT IN SAME MONTH, SAME CYCLE.
JUST 14K SPEND REMAINING FOR ANNUAL FEE WAVIER .

 

[hitirfan]

thanks for your reply

he is asking for 3 Months pay slip.!!
this thing i can only do by mailing to HDFC card Department

i think my RM is Useless

He also has to send ur docs to CC Team. RM doesn't enhance limit at his own level. BTW the minimum salary criteria for Millennia is 35K.

Request for LE via email. Email Grievances Team or Escalation Team directly.

 

[abhimarda]

day 1 you spend 1 lakh and paid 1 lakh bill then day 2 you can use again 1 lakh but in sbicard you can use 1 time the limit you have if you spend 70k on day1 though you paid bill you only able to use rest 30% in remaining days

Who said that? After you make the payment, the limit becomes available for use in all the credit cards whether it's SBI or otherwise.

 

[Raj2708]

Who said that? After you make the payment, the limit becomes available for use in all the credit cards whether it's SBI or otherwise.

Exactly

 

[Syedadilabbas]

i got Reply from HDFC for LE

We note that you wish to enhance the credit limit assigned on your card account, in order to review card upgrade. On receipt of your e-mail, we have taken up the matter for a detailed review and would like to confirm that we are willing to review an additional credit limit of Rs.14,000.00 from your existing credit limit assigned in your credit card account. We wish to inform that enhancement of limit will be subject to validation of your credit bureaus (CIBIL) and other bank internal verifications. Hence, we request your positive concurrence along with the consent on the appended points from your registered e-mail address on or before November 20, 2024 to enable us to assist you further.

 

[Sam Maxi]

i got Reply from HDFC for LE

We note that you wish to enhance the credit limit assigned on your card account, in order to review card upgrade. On receipt of your e-mail, we have taken up the matter for a detailed review and would like to confirm that we are willing to review an additional credit limit of Rs.14,000.00 from your existing credit limit assigned in your credit card account. We wish to inform that enhancement of limit will be subject to validation of your credit bureaus (CIBIL) and other bank internal verifications. Hence, we request your positive concurrence along with the consent on the appended points from your registered e-mail address on or before November 20, 2024 to enable us to assist you further.

Well Congrats! Something is Better then Nothing. I Believe you Should Go Ahead and Take it. It'll help in Maintaining your Credit Utilization