Multiple Address Remark

[hoodedRobin]

Hi,

So is it bad to have different address on your different CCs?
If you have two houses and naturally you will have account at local bank. Once you get CC from both bank. Boom! Now there is a derogatory remark in cibil report for having inconsistent address.
Aisa kaisa ? How do rich people survive this?
My cibil was nice 800 now its under 800 its giving me OCD. I don't want to look at it anymore.
Cibil ke naam pe aise crowd control ! Cibil score ka rule book hi de dete CC ke sath me. I am loving debit more now.

 

[Skylar]

Hi,

So is it bad to have different addresses on your CCs?

Yes, Private banks may overlook it. But PSU banks will reject CC applications when they see multiple addresses in your report.

 

[rajat0197]

What is the process to correct this.

 

[Skylar]

What is the process to correct this.

Have send mail to respective banks and get it updated

 

[hiteshgupta9193]

Does having different address on your different CCs impact your credit score?

 

[wcgxlr8]

Does having different address on your different CCs impact your credit score?

It can, check for derogatory marks in your credit report.

 

[hiteshgupta9193]

I am checking on google pay. It is not showing any derogatory marks in my credit report.

 

[amitvicky]

Try to check in one score app, it will show if you have any derogatory remarks on your CIBIL