Multiple SBI Cards

[Nirmalm]

Does Anyone hold multiple SBI Cards ?

I was denied an Higher Limit Card stating , "Dear Customer, We regret to inform you that we are unable to issue a new card to you as you are a existing SBI card Holder."

I had a SBI Global card which they Flipped to a SBI SimplySave Rupay With a Limit of Rs.12,000/- [Yes Twelve Thousand no zero is missing] .
I Submitted ITR 5L+ , Credit score 750+ Still Denied any Credit limit increase .
After Doing Biometrics and CIBIL Hard Enquiry they sent sms
"Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXX is being processed with tentative credit limit ranging between Rs. 1,25,000 and Rs. 1,82,000, subject to verification of your application. You can track your application status at - SBI Card"
Then Denied/ application Rejected in a Few Days.

Any Insights ??

TIA

 

[abhimarda]

Does Anyone hold multiple SBI Cards ?

I was denied an Higher Limit Card stating , "Dear Customer, We regret to inform you that we are unable to issue a new card to you as you are a existing SBI card Holder."

I had a SBI Global card which they Flipped to a SBI SimplySave Rupay With a Limit of Rs.12,000/- [Yes Twelve Thousand no zero is missing] .
I Submitted ITR 5L+ , Credit score 750+ Still Denied any Credit limit increase .
After Doing Biometrics and CIBIL Hard Enquiry they sent sms
"Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXX is being processed with tentative credit limit ranging between Rs. 1,25,000 and Rs. 1,82,000, subject to verification of your application. You can track your application status at - SBI Card"
Then Denied/ application Rejected in a Few Days.

Any Insights ??

TIA

Yes, I hold 3 SBI cards but they are notorious in not increasing the credit limit hence I shifted most of the limits of my other 2 LTF cards of SBI SimplySave and SBI Prime to SBI Cashback so that I can use it properly.

If you have other credit limits and your overall available credit limit is material then it becomes difficult to increase the SBI card limit.