Multiple SBI Cards

[Finz_Journey]

Does Anyone hold multiple SBI Cards ?

I was denied an Higher Limit Card stating , "Dear Customer, We regret to inform you that we are unable to issue a new card to you as you are a existing SBI card Holder."

I had a SBI Global card which they Flipped to a SBI SimplySave Rupay With a Limit of Rs.12,000/- [Yes Twelve Thousand no zero is missing] .
I Submitted ITR 5L+ , Credit score 750+ Still Denied any Credit limit increase .
After Doing Biometrics and CIBIL Hard Enquiry they sent sms
"Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXX is being processed with tentative credit limit ranging between Rs. 1,25,000 and Rs. 1,82,000, subject to verification of your application. You can track your application status at - SBI Card"
Then Denied/ application Rejected in a Few Days.

Any Insights ??

TIA

 

[abhimarda]

Does Anyone hold multiple SBI Cards ?

I was denied an Higher Limit Card stating , "Dear Customer, We regret to inform you that we are unable to issue a new card to you as you are a existing SBI card Holder."

I had a SBI Global card which they Flipped to a SBI SimplySave Rupay With a Limit of Rs.12,000/- [Yes Twelve Thousand no zero is missing] .
I Submitted ITR 5L+ , Credit score 750+ Still Denied any Credit limit increase .
After Doing Biometrics and CIBIL Hard Enquiry they sent sms
"Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXX is being processed with tentative credit limit ranging between Rs. 1,25,000 and Rs. 1,82,000, subject to verification of your application. You can track your application status at - SBI Card"
Then Denied/ application Rejected in a Few Days.

Any Insights ??

TIA

Yes, I hold 3 SBI cards but they are notorious in not increasing the credit limit hence I shifted most of the limits of my other 2 LTF cards of SBI SimplySave and SBI Prime to SBI Cashback so that I can use it properly.

If you have other credit limits and your overall available credit limit is material then it becomes difficult to increase the SBI card limit.

 

[harsh_ujjwal]

Does Anyone hold multiple SBI Cards ?

I was denied an Higher Limit Card stating , "Dear Customer, We regret to inform you that we are unable to issue a new card to you as you are a existing SBI card Holder."

I had a SBI Global card which they Flipped to a SBI SimplySave Rupay With a Limit of Rs.12,000/- [Yes Twelve Thousand no zero is missing] .
I Submitted ITR 5L+ , Credit score 750+ Still Denied any Credit limit increase .
After Doing Biometrics and CIBIL Hard Enquiry they sent sms
"Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXX is being processed with tentative credit limit ranging between Rs. 1,25,000 and Rs. 1,82,000, subject to verification of your application. You can track your application status at - SBI Card"
Then Denied/ application Rejected in a Few Days.

Any Insights ??

TIA

Reach out to sbi cards via twitter and try to find out the exact reason for rejection. If they are not supportive then reach out to nodal officer n request them to reopen your application.

 

[CApratap]

Does Anyone hold multiple SBI Cards ?

I was denied an Higher Limit Card stating , "Dear Customer, We regret to inform you that we are unable to issue a new card to you as you are a existing SBI card Holder."

I had a SBI Global card which they Flipped to a SBI SimplySave Rupay With a Limit of Rs.12,000/- [Yes Twelve Thousand no zero is missing] .
I Submitted ITR 5L+ , Credit score 750+ Still Denied any Credit limit increase .
After Doing Biometrics and CIBIL Hard Enquiry they sent sms
"Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXX is being processed with tentative credit limit ranging between Rs. 1,25,000 and Rs. 1,82,000, subject to verification of your application. You can track your application status at - SBI Card"
Then Denied/ application Rejected in a Few Days.

Any Insights ??

TIA

Yeah i am also holding 3 cards of SBI ,credit limit is assisgned after considering various factors..like income,CIBIL,Credit utilisation,Transaction into EMI etc.

 

[santoshraut]

The same happened with me, i applied for a card, then closed, and applied to a new card, like this for few cards, now I'm holding only one active card, but online account were showing total 4 cards inactive, so whenever i apply for new cards, it automatically get rejected every time, i approached Nodal Officer and RBI BO etc, but no benefit, so i finally closed my last active card also, so my account is closed, after few months i applied for new SBI card, and its approved immediately, then sbi account were showing only one active card. Again i applied for second card, its approved, then 3rd card also approved.