Myth and Truth about Axis Liberty Ac 🤷‍♂️

V

Vishalsharma

KF Ace
Axis bank me pre approved card lene ke liye agent bol rha hai liberty Ac open kr lijiye and do frequent transaction with in two weeks you will get pre-approved card with 1lac limit

It is possible?
 
R

raj..

KF Mentor
Vishalsharma said:
Axis bank me pre approved card lene ke liye agent bol rha hai liberty Ac open kr lijiye and do frequent transaction with in two weeks you will get pre-approved card with 1lac limit

It is possible?
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Nope.
Atleast it will take 3 months for offer & you have to keep 2l + for getting 1l + limit & also you have to fill 5-10 lakh income atleast.
 
R

raj..

KF Mentor
Vishalsharma said:
So
Do you same A/c ?
Or should I go for it ? Reply pls
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No I don't have any axis products as I'm not interested.
But I'm sharing this info from my experience with other bank's. No bank will give you pre-approved offer before 3 months, if you have very strong relationship then there may be a 1% chance.
But in your mind there should be 6 months waiting time.

N.B- Pre-approved offer doesn't mean that card will be approved, in some rare cases it can also get rejected due to bank policies but it's rare in case of ICICI & Axis and some other banks.

HDFC still does hard enquiry for pre-approved offers.
 
R

raj..

KF Mentor
Vishalsharma said:
So should I have to go with this liberty account ?
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You can open any savings ac with them & do frequent transactions and bill payments.
Follow my previous info.
If you're salaried then open salary ac with them it will be more easy to get offers.

In agent ke baton me kabhi bhi mat parna, wo khud pura details nehi jante 10 questions puchoge to 3 ka bhi 100% accurate answer nehi de payega.
 
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V

Vishalsharma

KF Ace
raj.. said:
Share about your income, credit history, how much money you can keep.
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I am using idfc fd based card for almost 6 months I open in Jan, so cibil is around 740-750 , and i choose self employee as per bank records and i put around 750lac - to 10 lac annual income in records, ia can keep it around 1.5 lacs balance in A/c
 
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R

raj..

KF Mentor
Vishalsharma said:
I am using idfc fd based card for almost 6 months I open in Jan, so cibil is around 740-750 , and i choose self employee as per bank records and i put around 750lac - to 10 lac annual income in records, ia can keep it around 1.5 lacs balance in A/c
Click to expand...
Okay then it will take 6 months to get offer.
If you're lucky then 3- 4 months.

Limit you can expect upto 80k but bank may offer you more also as it can't be predicted also they can offer you 15k as starting limit.

Just follow the tips.
 
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