Need suggestion in car insurance renewal after one year

[Ayush2907]

Hi,
I have a car - Mahindra XUV 700 AX7L and one-year normal insurance is going to be over. My current CAR INSURNACE is from ICICI LOMBARD.
I have selected following add-ons while selecting renewal for next year:

Zero Depreciation​

24x7 Roadside Assistance​

Engine Protection Cover​

Consumables​

Key & Lock Replacement​

Invoice Price Cover (Return To Invoice)​

Tyre Protector​

Loss of Personal Belongings​

Now, these are the amounts I have been receiving from following insurance companies on Policy Bazaar:

DIGIT Insurance is coming to Rs 24,000 with repair anywhere.​

Zurich Kotak is coming to Rs 39,000.​

Tata AIG is coming to Rs 40,000.​

ICICI Lombard is coming to Rs 69,000.​

Other insurance companies are offering on Policy Bazaar but with few less add-ons.

Please suggest that with which insurance company I should go with good reviews and which settle claims easily.

 

[Skylar]

Hi,
I have a car - Mahindra XUV 700 AX7L and one-year normal insurance is going to be over. My current CAR INSURNACE is from ICICI LOMBARD.
I have selected following add-ons while selecting renewal for next year:

Zero Depreciation​

24x7 Roadside Assistance​

Engine Protection Cover​

Consumables​

Key & Lock Replacement​

Invoice Price Cover (Return To Invoice)​

Tyre Protector​

Loss of Personal Belongings​

Now, these are the amounts I have been receiving from following insurance companies on Policy Bazaar:

DIGIT Insurance is coming to Rs 24,000 with repair anywhere.​

Zurich Kotak is coming to Rs 39,000.​

Tata AIG is coming to Rs 40,000.​

ICICI Lombard is coming to Rs 69,000.​

Other insurance companies are offering on Policy Bazaar but with few less add-ons.

Please suggest that with which insurance company I should go with good reviews and which settle claims easily.

Opting for the insurance provided by the car dealer can be a practical choice, as it often simplifies the claim process when dealing with an insurer linked to the dealership.

 

[Personal Finance by Nish…]

Go with Acko insurance or Digit insurance. Everything digital and quick with cashless facility.
Keep IDV high.
Best service.

Recommend add-ons
Return to invoice
0 depreciation
Key & lock protection
Tyre protection
Consumable protection
Engine protection

Don’t fall in the trap of low premium and free add-ons companies like Kotak Zurich(Worst service).

TATA AIG, SBI, HDFC, ICICI, NEW INDIA, OREINTAL all have good claim settlement ratios, but they have higher premiums with fewer add-ons in comparison to ACKO, Digit insurance.

Better to check and compare everything in one place at the policybazaar or insurancedekho portal for best deal.

Thanks

 

[archit3000]

Hi,
I have a car - Mahindra XUV 700 AX7L and one-year normal insurance is going to be over. My current CAR INSURNACE is from ICICI LOMBARD.
I have selected following add-ons while selecting renewal for next year:

Zero Depreciation​

24x7 Roadside Assistance​

Engine Protection Cover​

Consumables​

Key & Lock Replacement​

Invoice Price Cover (Return To Invoice)​

Tyre Protector​

Loss of Personal Belongings​

Now, these are the amounts I have been receiving from following insurance companies on Policy Bazaar:

DIGIT Insurance is coming to Rs 24,000 with repair anywhere.​

Zurich Kotak is coming to Rs 39,000.​

Tata AIG is coming to Rs 40,000.​

ICICI Lombard is coming to Rs 69,000.​

Other insurance companies are offering on Policy Bazaar but with few less add-ons.

Please suggest that with which insurance company I should go with good reviews and which settle claims easily.

Pls give a thought to IDV as well, select max possible IDV

 

[zacobite]

Hi,
I have a car - Mahindra XUV 700 AX7L and one-year normal insurance is going to be over. My current CAR INSURNACE is from ICICI LOMBARD.
I have selected following add-ons while selecting renewal for next year:

Zero Depreciation​

24x7 Roadside Assistance​

Engine Protection Cover​

Consumables​

Key & Lock Replacement​

Invoice Price Cover (Return To Invoice)​

Tyre Protector​

Loss of Personal Belongings​

Now, these are the amounts I have been receiving from following insurance companies on Policy Bazaar:

DIGIT Insurance is coming to Rs 24,000 with repair anywhere.​

Zurich Kotak is coming to Rs 39,000.​

Tata AIG is coming to Rs 40,000.​

ICICI Lombard is coming to Rs 69,000.​

Other insurance companies are offering on Policy Bazaar but with few less add-ons.

Please suggest that with which insurance company I should go with good reviews and which settle claims easily.

negotiate... icici ergo kotak are all good.. they will negotiate