Need Suggestions for a New Credit Card to Match My Spending Need

[Souravthakur12]

Hey everyone!

I'm looking for suggestions on the best credit card options based on my spending habits. I have the Axis My Zone Credit Card with a ₹3.50 lakh limit, but it’s not giving me any significant rewards, so I’m considering closing it.

Here are the key areas where I spend the most:

• Utility bills: ₹60,000 per month
• Insurance payments: At least ₹6 lakhs per year
• I do have other spending as well, but these are the major ones.

What I’m looking for in a new credit card:

• Better rewards, cashback, or points system that would actually benefit me based on my spending pattern
• Possibly higher credit limits
• Other benefits like insurance rewards, utility payments, or even travel perks would be a plus

Does anyone have recommendations on which credit cards would match my needs? Any advice or experiences would be appreciated!