Need suggestions for the first credit card

[4lph4v]

Hey everyone, I'm looking to get a credit card with a 30k salary and a 778 cibil/(848 experian) score. I need it for travel benefits(lounge access, discounts on travel bookings) and online shopping(Flipkart/amazon) benefits, I'm ready to pay up to 1499rs annual fees for it. Please let me know your advice/suggestions on this.

 

[Skylar]

What are all the cards you have now?

 

[Skylar]

SBI cashBack credit card for online 5%CB
Axis Atlas For offline spends 4% AirMiles

 

[4lph4v]

What are all the cards you have now?

I don't have any rn. I have used a slice card/few pay-laters during my graduation to build up a cibil and now I want to buy my first credit card.

 

[4lph4v]

SBI cashBack credit card for online 5%CB
Axis Atlas For offline spends 4% AirMiles

Do they also offer lounge access(domestic and international for single person)?

 

[Skylar]

I don't have any rn. I used a slice card/few pay laters during my graduation to build up a cibil and now I want to buy my first credit card.

Then it wouldn't be easy to get those cards.
Try with your salary account bank they get you a credit card, take what ever they offer use it for 6 months then apply form other bank cards.

 

[4lph4v]

Then it wouldn't be easy to get those cards.
Try with your salary account bank they get you a credit card, take what ever they offer use it for 6 months then apply form other bank cards.

I have a Kotak bank account, do they have such a credit card that offers travel benefits/lounge access?