Needed LTF Secured Credit Card only to Improve Cibil

[Prateek.cnb78]

Hi Community,
I am 29 YR Male, having credit cards from almost all the major Financial Institutions like:

• 2 from HDFC Bank
• 2 from Axis Bank
• 1 from ICICI Bank
• 1 from SBI Card
• 1 from RBL
• 1 from HSBC
• 1 from Amex
• 1 from AU
• 1 from IDFC

My CIBIL score is stuck at 790s but not crossing 800, so I am thinking of getting a LTF Secured Credit Card to improve Credit Mix?
Just to let you know, inputs from the Community are most welcome.

 

[abhimarda]

Hi Community,
I am 29 YR Male, having credit cards from almost all the major Financial Institutions like:

• 2 from HDFC Bank
• 2 from Axis Bank
• 1 from ICICI Bank
• 1 from SBI Card
• 1 from RBL
• 1 from HSBC
• 1 from Amex
• 1 from AU
• 1 from IDFC

My CIBIL score is stuck at 790s but not crossing 800, so I am thinking of getting a LTF Secured Credit Card to improve Credit Mix?
Just to let you know, inputs from the Community are most welcome.

What exactly are you going to achieve with that score? As there is a saying even if you win a rat race...you still remain a rat! 790s is good score. Try to maintain that...you won't be rejected for CIBIL score factor..other factors will still play a role even if you get score above 800.

 

[krishna1718]

Hi Community,
I am 29 YR Male, having credit cards from almost all the major Financial Institutions like:

• 2 from HDFC Bank
• 2 from Axis Bank
• 1 from ICICI Bank
• 1 from SBI Card
• 1 from RBL
• 1 from HSBC
• 1 from Amex
• 1 from AU
• 1 from IDFC

My CIBIL score is stuck at 790s but not crossing 800, so I am thinking of getting a LTF Secured Credit Card to improve Credit Mix?
Just to let you know, inputs from the Community are most welcome.

I hold secured card from 2-3 years still my score is 777 you better look for home loan or secured loan hope it will increase if you really want to have secured credit card got with stable money suryoday SFB credit card with minimum FD 1000 and lifetime free good interest rate on fd