H Harsh@ KF Rookie Feb 18, 2024 #1 I recently turned 18 and I want credit card. I am ready to do FD for credit card but I want FD based rupay credit card.
I recently turned 18 and I want credit card. I am ready to do FD for credit card but I want FD based rupay credit card.
N nikhilchauhan Administrator Staff member Feb 19, 2024 #2 State Bank of IndiaSBI Unnati First 4 Years: No fees. 5th Year Onwards: Rs. 499 annually. Reward Points: Earn 1 point for every Rs. 100 spent. Fuel Surcharge Waiver: Enjoy 1% waiver on fuel purchases between Rs. 500 – Rs. 3,000. Global Access: Accessible worldwide. ICICI BankICICI Instant Platinum Payback Points: Earn 2 points for every Rs. 100 spent. International Validity: Valid for use internationally. No Fees: No joining or annual fees. Bank of BarodaAssure Credit Limit: Set at 80% of the Fixed Deposit (FD) amount. Cash Withdrawal: Allowed up to 100% of the credit limit. Fuel Surcharge: No surcharge for spends between Rs. 400 – Rs. 5,000. Annual Fee: Rs. 500 (waived if usage exceeds Rs. 6,000 in the first year and Rs. 35,000 in subsequent years). Interest-Free Credit: Enjoy up to 50 days interest-free from the date of purchase. Personal Accident Death Cover: Includes in-built cover. Axis BankInsta Easy Credit Card Credit Limit: Up to 80% of the FD deposit amount. Cash Withdrawal: Allowed for up to 100% of the credit limit. Interest-Free Period: Enjoy a 50-day free credit period if there's no outstanding balance. Fuel Surcharge Waiver: Get a 1% surcharge waiver on fuel purchases across India. Restaurant Discount: Avail 15% off at partner restaurants in India.
State Bank of IndiaSBI Unnati First 4 Years: No fees. 5th Year Onwards: Rs. 499 annually. Reward Points: Earn 1 point for every Rs. 100 spent. Fuel Surcharge Waiver: Enjoy 1% waiver on fuel purchases between Rs. 500 – Rs. 3,000. Global Access: Accessible worldwide. ICICI BankICICI Instant Platinum Payback Points: Earn 2 points for every Rs. 100 spent. International Validity: Valid for use internationally. No Fees: No joining or annual fees. Bank of BarodaAssure Credit Limit: Set at 80% of the Fixed Deposit (FD) amount. Cash Withdrawal: Allowed up to 100% of the credit limit. Fuel Surcharge: No surcharge for spends between Rs. 400 – Rs. 5,000. Annual Fee: Rs. 500 (waived if usage exceeds Rs. 6,000 in the first year and Rs. 35,000 in subsequent years). Interest-Free Credit: Enjoy up to 50 days interest-free from the date of purchase. Personal Accident Death Cover: Includes in-built cover. Axis BankInsta Easy Credit Card Credit Limit: Up to 80% of the FD deposit amount. Cash Withdrawal: Allowed for up to 100% of the credit limit. Interest-Free Period: Enjoy a 50-day free credit period if there's no outstanding balance. Fuel Surcharge Waiver: Get a 1% surcharge waiver on fuel purchases across India. Restaurant Discount: Avail 15% off at partner restaurants in India.