slysaurabh
KF Rookie
What are my options as NRI for Credit cards, considering both secured and non-secured cards?
NRI Credit Cards
- Thread starter slysaurabh
- Start date
Skylar
KF Master
As an NRI (Non-Resident Indian), you have several credit card options available, both secured and unsecured. These cards cater to your individual financial needs and allow you to conveniently make purchases in India and abroad. Here are some of the best credit cards for NRIs:
- ICICI Bank NRI Coral Credit Card:
- Annual Fee: ₹500
- Features:
- 2 complimentary lounge visits per quarter.
- Buy 1 ticket, get the other free on BookMyShow.
- 15% discount on dining bills at over 2,500 participating restaurants.
- Kotak NRI Royale Signature Credit Card:
- Annual Fee: ₹1,000
- Features:
- 2 rewards points for every ₹200 spent outside India.
- 1 reward point for every ₹200 spent within India.
- Fuel surcharge waiver on transactions between ₹500 and ₹3,000.
- ICICI Bank NRI Sapphiro Credit Card:
- Annual Fee: ₹3,500
- Features:
- 4 complimentary domestic airport lounge visits per quarter.
- 4 complimentary rounds of golf every month.
- 2 PAYBACK Points on every ₹100 spent on domestic purchases.
Eligibility Criteria:
- NRIs should have a Non-Resident Ordinary (NRO) or Non-Resident External Rupee (NRE) account.
- The NRE/NRO account can be a term deposit, current account, savings account, or fixed deposit account.
- Some banks may require a minimum amount invested in fixed deposits (FDs) or a minimum balance in the account.
Remember, these credit cards allow you to make payments in Indian Rupees, eliminating the hassle of currency conversion for each transaction. Choose wisely based on your preferences and financial requirements! 
