On low cibil score can I get pre approved credit card?

[Poco]

22 lakh ka commerical vehicle loan lia hu 5 year ke duration pe .

2.5 years ho gya loan ko 10 payments late hai cibil par abhi koi emi pending nahi hai sab clear hai ab regular mera emi bharna chalu hai, cibil abhi 710 hai.



Kya mei hdfc/axis/idfc/icici bank ka account kholkar 6 month accha transactions karke pre approved offer pa sakta hu

 

[hitirfan]

Papa ke Truck aur tumhare card lene mai kya relation?
HDFC account open karo kch months baad pre-approved offer ayega.

 

[Poco]

Papa ke Truck aur tumhare card lene mai kya relation?
HDFC account open karo kch months baad pre-approved offer ayega.

Papa ke liye hi chahiye credit card, unke nam par, unka hdfc account kholu na pre approved offer ke liye

 

[hitirfan]

Papa ke liye hi chahiye credit card, unke nam par, unka hdfc account kholu na pre approved offer ke liye

CIBIL kya hai unka abhi?

 

[Poco]

CIBIL kya hai unka abhi?

710 abhi

 

[hitirfan]

710 abhi

Theak hai lagbag. Karo HDFC mai open account 10K MAB wala ya 25K MAB wala.
Saat mai agar FD based Credit Card nikaloge koi to usse CIBIL theak hojayega.

 

[Poco]

Theak hai lagbag. Karo HDFC mai open account 10K MAB wala ya 25K MAB wala.
Saat mai agar FD based Credit Card nikaloge koi to usse CIBIL theak hojayega.

IDFC kholunga toh chalenga? Woh denga pre approved offer?

 

[hitirfan]

IDFC kholunga toh chalenga? Woh denga pre approved offer?

Almost sab dete hain. Mje bas HDFC ka pata hai.

 

[raj..]

Almost sab dete hain. Mje bas HDFC ka pata hai.

Hdfc kitna time lagate he pre-approved offer keliye, 1lakh + balance maintain karnepe hojayega

 

[hitirfan]

Hdfc kitna time lagate he pre-approved offer keliye, 1lakh + balance maintain karnepe hojayega

Usually after 6 months ate hain pre approved offer

 

[Poco]

Usually after 6 months ate hain pre approved offer

Account online open karlu ? Kyuki branch bahut dur hai ?
Online Wale par pre approved mil jaenga?

 

[raj..]

Usually after 6 months ate hain pre approved offer

Okay bro thanks for the info,
Let's hope for the best.

 

[raj..]

Account online open karlu ? Kyuki branch bahut dur hai ?
Online Wale par pre approved mil jaenga?

There is no difference between digital or physical ac. Koi bhi karlo, digital walepe sirf records me mention hota he ki digitally open hua he

 

[hitirfan]

Account online open karlu ? Kyuki branch bahut dur hai ?
Online Wale par pre approved mil jaenga?

Yes

 

[HisabiKitabiG]

Theak hai lagbag. Karo HDFC mai open account 10K MAB wala ya 25K MAB wala.
Saat mai agar FD based Credit Card nikaloge koi to usse CIBIL theak hojayega.

HDFC bhag kr offer deta hai tbh

 

[Personal Finance by Nish…]

Jis bhi bank me new FD ya saving account khulwaogey wo bank credit card , loan ke offer normally after 6 month pre approved me start kar deta hai.

FD karane par pre approved offer 6 months se bhi pahle aajayege secured loan hone se.

saving ya fd account online open karao ya offline us se farak ni padta pre approved offers me.

Jaldi pre approved offers ke lie inme apply kar sakte ho:
1 HDFC
2 ICICI
3 SBI
4 KOTAK
5 AXIS
6 INDUSIND