One card by Indian Bank

[spanmarc7]

I have got approved One card - Indian Bank with 4.5L limit? Is it worth to take it? As i am already having Sbi cashback, Idfc Vistara & Axis Horizon

 

[abhimarda]

I have got approved One card - Indian Bank with 4.5L limit? Is it worth to take it? As i am already having Sbi cashback, Idfc Vistara & Axis Horizon

Isnt this a question to be thought before applying for credit card rather than after getting it approved?

 

[Narinder Kumar]

See using Credit Cards is itself an art. It's a pre - approved loan for 45 days without any interest. Keep this card, may come handy. However, weigh renewal fee to benefits being accrued. If you still think it's a wastage, then shut it.

 

[spanmarc7]

Isnt this a question to be thought before applying for credit card rather than after getting it approved?

I applied in June month and in Aug they devalued the card and now in the app its showing approved. Thats why i asked the question.

 

[spanmarc7]

See using Credit Cards is itself an art. It's a pre - approved loan for 45 days without any interest. Keep this card, may come handy. However, weigh renewal fee to benefits being accrued. If you still think it's a wastage, then shut it.

I think its LTF card

 

[amitvicky]

I applied in June month and in Aug they devalued the card and now in the app its showing approved. Thats why i asked the question.

It's LTF, with 4.5L limit and probably metal card too...
It will help you bring down the usage ratio and metal... Just show it off....