Paisabazaar stepup cc good to go?

[Akshat Rathore]

Hey I m looking for my first cc as I have no credit score rn, no credit history. So I need a rupay cc which I can connect on UPI for my ease. While spending by UPI my credit score will grow, not rapidly but still it's good to build it from scratch on slow pace. Is Paisabazaar stepup cc good option as a first or entry level cc, not for rewards, cashback, n all but for credit score to move from -1 and grow. If my cibil score will be high, so automatically I will be eligible for many other good cc but my main concern is will I be able to connect it on apps like gpay or phonepe, coz on gpay the sbm bank is not available in the list of rupay cc & on phonepe sbm bank india cc is mentioned which is quite confusing. Is it good move to get a stepup cc
Can anyone help about it?
Any info
Thanksin advance

 

[amitvicky]

I am not quite sure but seems like it is secured card, i.e. you have to open FD and limit will be 90% of the FD amount.
If that is the case, then I would recommend to get FD backed card from other bank, may be HDFC ( they have started FD backed cards recently).

PS - please go through YouTube for few videos to finalise your decision.

 

[sojupatil]

Try magnet or one card