Personal loan

[Ikram ahmad]

Mene dmi finance se 244000 ka loan liya h 5 saal ke liye jiski emi 7565 hai
Dusra loan navi se liya hai 150000 ka jiski emi 4900 rs hai 45 months ka
Mujhe koi esa option mil skta h jahan me saare loan ko ek loan me convert kr lu
Meri salary 19000 hai in hand
Pls help me

 

[harsh_ujjwal]

No.... Dmi n Nvi both hard different lenders

 

[abhimarda]

Mene dmi finance se 244000 ka loan liya h 5 saal ke liye jiski emi 7565 hai
Dusra loan navi se liya hai 150000 ka jiski emi 4900 rs hai 45 months ka
Mujhe koi esa option mil skta h jahan me saare loan ko ek loan me convert kr lu
Meri salary 19000 hai in hand
Pls help me

Based on your income and existing EMI, it is difficult that some bank gives you a loan to close these and consolidate into one. You are already paying more than 65% of your income as EMI on a salary which is considered low and it leaves you with little to sustain. Some NBFC may give you a loan to consolidate and may pay directly to DMI and Navi where you may need to pay preclosure charges, however this NBFC loan will not be cheap. Suggest to continue with what you have and reduce your loan burden.