Post Office Zero Balance Account Opening Online

[nikhilchauhan]

Indian Post Payments Bank which is owned by Indian Post offers its digital savings account to Indian customers.

1. DIGITAL SAVINGS ACCOUNT:
   1. Zero-balance account.
   2. Self Instant On-Boarding.
   3. Free e-statement monthly.
   4. Nominal charges.
   5. Multilingual customer support and a wide range of customer service throughout India.
   6. 2% annual interest rate with quarterly payout.
2. REGULAR SAVINGS ACCOUNT:
   1. Non-eKYC account opening.
   2. Zero Balance account.
   3. SMS mini statement.
   4. IMPS available.
   5. Doorstep facilities available.
   6. Unlimited cash deposit and withdrawals.
   7. 2% annual interest rates on balance up to Rs.1,00,000
   8. 2.5% annual interest rates on balance Rs.1,00,000-Rs.2,00,000.
3. BASIC SAVINGS ACCOUNT:
   1. RuPay Virtual Debit Card for online transaction.
   2. Zero balance account.
   3. IPPB QR card.
   4. GDS, as and when required.
   5. Doorstep services available.
   6. Non-eKYC account opening.
   7. 2% annual interest rates on balance up to Rs.1,00,000.
   8. 2.5% annual interest rates on balance Rs.1,00,000-Rs.2,00,000.
4. PREMIUM SAVINGS ACCOUNT:
   1. Free Doorstep services.
   2. Free Deposits and Withdrawals.
   3. POSA linking possible.
   4. Cashbacks available on Virtual Debit Card transactions, Electricity Bills and on issuance of Digital Life Certificate/ Jeevan Praman certificate.
   5. Opening charges of Rs.149 + Annual Renewal fees of Rs.99
   6. 2% annual interest rates on balance up to Rs.1,00,000.
   7. 2.5% annual interest rates on balance Rs.1,00,000-Rs.2,00,000.

Eligibility Criteria

• You must be a resident of India to open these accounts.
• Your age must be greater than 18.

Documents Required for Online Account Opening:

Any one of the following:

• Aadhar Card
• PAN Card

Process to Open Post Office Digital Savings Account Online

• Open the IPPB official website, click on service request drop down list, Non-IPPB Customer option and doorstep banking.
• Now, scroll down and select the open new account tick box, scroll down an enter your personal information.
• Once you’ve entered the information, read and agree to the terms and conditions, verify using CAPTCHA and click on submit.
• Now, an official from Indian post will come to open your account at your doorstep.

 

[Sanjay Prajapati]

Indian Post Payments Bank which is owned by Indian Post offers its digital savings account to Indian customers.

1. DIGITAL SAVINGS ACCOUNT:
   1. Zero-balance account.
   2. Self Instant On-Boarding.
   3. Free e-statement monthly.
   4. Nominal charges.
   5. Multilingual customer support and a wide range of customer service throughout India.
   6. 2% annual interest rate with quarterly payout.

Eligibility Criteria

• You must be a resident of India to open these accounts.
• Your age must be greater than 10. (Only for IPPB D.S. Account)

Documents Required for Online Account Opening:

Any one of the following:

• Only Aadhar Card

Process to Open Post Office Digital Savings Account Offline

• Visit your nearest Post office with Aadhar Card & 200 Rupees in Cash in hand.
• 175.75 Rs. is IPPB Account Opening Charge And 24.25 Rupees is credit in your IPPB Account