Pre-approved offer and CIBIL enquiry

marshal

KF Ace
Hii members,

I am using Indian oil Axis Bank Credit card for more than 2 years. As a part of year ending offers, I am offering myzone card for LTF. In mobile application it is written there you have 12 pre-approved cards and list is given below. Many cards are chargeable. MYZONE Is LTF. My question is that if I apply fo myzone, then will there any inquiry in CIBIL? Suppose currently I have 10 enquiries in my CIBIL, then this one will add as 11th enquiry in my report? Or no enquiry because it is pre-approved. Share your answers.

If anyone availed these type of pre-approved offers, then please confirm that will any enquiry registerd with CIBIL?

Thanks each an everyone who share their thoughts.
 

hitirfan

KF Mentor
No CIBIL hit if u apply for NetBanking or mobile app. Card will most probably get instantly approved with merged limit of ur current Card.
I have experience of getting Airtel Axis from app like this.
 
Last edited:

zacobite

KF Mentor
Hii members,

I am using Indian oil Axis Bank Credit card for more than 2 years. As a part of year ending offers, I am offering myzone card for LTF. In mobile application it is written there you have 12 pre-approved cards and list is given below. Many cards are chargeable. MYZONE Is LTF. My question is that if I apply fo myzone, then will there any inquiry in CIBIL? Suppose currently I have 10 enquiries in my CIBIL, then this one will add as 11th enquiry in my report? Or no enquiry because it is pre-approved. Share your answers.

If anyone availed these type of pre-approved offers, then please confirm that will any enquiry registerd with CIBIL?

Thanks each an everyone who share their thoughts.
generally no cibil.. but some banks may..
 

Gajendrakumar

KF Mentor
Hii members,

I am using Indian oil Axis Bank Credit card for more than 2 years. As a part of year ending offers, I am offering myzone card for LTF. In mobile application it is written there you have 12 pre-approved cards and list is given below. Many cards are chargeable. MYZONE Is LTF. My question is that if I apply fo myzone, then will there any inquiry in CIBIL? Suppose currently I have 10 enquiries in my CIBIL, then this one will add as 11th enquiry in my report? Or no enquiry because it is pre-approved. Share your answers.

If anyone availed these type of pre-approved offers, then please confirm that will any enquiry registerd with CIBIL?

Thanks each an everyone who share their thoughts.
Cibil will not be hitted. I already applied the same. I could see the digital card in their app. Though waiting for tracking details for physical card.
 
No the
Hii members,

I am using Indian oil Axis Bank Credit card for more than 2 years. As a part of year ending offers, I am offering myzone card for LTF. In mobile application it is written there you have 12 pre-approved cards and list is given below. Many cards are chargeable. MYZONE Is LTF. My question is that if I apply fo myzone, then will there any inquiry in CIBIL? Suppose currently I have 10 enquiries in my CIBIL, then this one will add as 11th enquiry in my report? Or no enquiry because it is pre-approved. Share your answers.

If anyone availed these type of pre-approved offers, then please confirm that will any enquiry registerd with CIBIL?

Thanks each an everyone who share their thought
 
Hii members,

I am using Indian oil Axis Bank Credit card for more than 2 years. As a part of year ending offers, I am offering myzone card for LTF. In mobile application it is written there you have 12 pre-approved cards and list is given below. Many cards are chargeable. MYZONE Is LTF. My question is that if I apply fo myzone, then will there any inquiry in CIBIL? Suppose currently I have 10 enquiries in my CIBIL, then this one will add as 11th enquiry in my report? Or no enquiry because it is pre-approved. Share your answers.

If anyone availed these type of pre-approved offers, then please confirm that will any enquiry registerd with CIBIL?

Thanks each an everyone who share their thoughts.
No there will be no CIBIL inquiry for this type of pre approved offer.Yiu just have to select the card you want to avail and the address where you want the card to be delivered.After that you have enter the Mpin or an OTP to confirm the proceeding.In this case the limit of your Indian Oil card will be share with this card .
 

marshal

KF Ace
No there will be no CIBIL inquiry for this type of pre approved offer.Yiu just have to select the card you want to avail and the address where you want the card to be delivered.After that you have enter the Mpin or an OTP to confirm the proceeding.In this case the limit of your Indian Oil card will be share with this card .
Okay, thanks
 
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