Query for Credit Card
- Thread starter kou_chak
- Start date
TaxWiser
KF Mentor
Sure thing! Here are some quick pros and cons of the BOB Easy Credit Card:
Pros:
- Reward Points: Earn points on every spend.
- Cashback: 0.5% cashback on timely bill payments.
- Fee Waiver: Spend targets to waive annual fees.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions.
- EMI Option: Convert purchases into EMIs.
- Insurance: Free personal accidental death insurance.
Cons:
- No Airport Lounge Access
- High Interest Rates if balance isn't paid in full.
Tip:
- Instead of BOB CC My suggestion is to go with Amazon Pay ICICI CC for Cashback, Pnb Rupay Platinum CC for UPI & Lounge benefits, because they have all the benefits that BOB CC is giving plus additional advantages mentioned before.
- If you have zero credit score or don't have any income proof, and after that BOB is offering you a credit card as your life's first CC then take it and close it after some time when you get better CC
Hope this helps!
kou_chak
KF Ace
Thank you very much!Sure thing! Here are some quick pros and cons of the BOB Easy Credit Card:
Pros:
- Reward Points: Earn points on every spend.
- Cashback: 0.5% cashback on timely bill payments.
- Fee Waiver: Spend targets to waive annual fees.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions.
- EMI Option: Convert purchases into EMIs.
- Insurance: Free personal accidental death insurance.
Cons:
- No Airport Lounge Access
- High Interest Rates if balance isn't paid in full.
Tip:
- Instead of BOB CC My suggestion is to go with Amazon Pay ICICI CC for Cashback, Pnb Rupay Platinum CC for UPI & Lounge benefits, because they have all the benefits that BOB CC is giving plus additional advantages mentioned before.
- If you have zero credit score or don't have any income proof, and after that BOB is offering you a credit card as your life's first CC then take it and close it after some time when you get better CC
Hope this helps!
kou_chak
KF Ace
Thank you very much!
