Reflection of FD credit in cibil score.

cardy

KF Expert
How long does it take to A FD credit card to reflect in CIBIL Score ?
In three months it's reflected more or less. But you should wait and if you are trying to apply for your next credit, my recommendation will be to slow down and wait till six months.

Because months credit history will not be enough to understand your credit behaviour for a potential lender.
 

AV$

KF Expert
How long does it take to A FD credit card to reflect in CIBIL Score ?
Onecard definitely reports in CIBIL within 2 months, for EXPERIAN they take a little more time
Idfc wow and kotak are a bit faster for reporting on EXPERIAN
 

Skylar

KF Master
It works this way most banks report to CIBIL on the last working day of the month.

- 31th Jan bank reports to CIBIL
- Cibil takes 20 to 30 working days to update it in your report.

So, reporting of the card takes from 1 month to 2 months as above members mentioned.
 
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