The Regalia Gold credit card is a premium card offered by HDFC Bank. However, the Regalia Gold credit card is like HDFC Regalia credit card but with some additional benefits. This card offers good reward rates, complimentary memberships, and lounge access along with flight vouchers. Regalia Gold credit card is a variant with an exclusive Gold Catalogue that has premium brands for reward redemption.
Regalia Gold credit card offers several types of vouchers worth Rs.2500 equivalent to membership fees. The Regalia Gold credit card offers membership at a cost of Rs.2500. This annual fee can be reduced by spending 4 lakhs within a year in a spanning period of 12 billing cycles. offers ample benefits and features that are created to meet the lifestyle and financial needs of its users. Here are some key benefits and features of the Regalia Gold Credit Card:
Qualities of HDFC Regalia Gold Credit Card
1. Welcome Benefits:
The cardholder earns reward points on every transaction. These points can be redeemed for air miles, hotel bookings, shopping vouchers, and more. The 4 rewards are allotted on the spending of Rs.150 across all categories like insurance, education, and utilities. The cardholder is offered with 20 points on shopping from branded companies like Nykaa, Reliance Digital, and Marks & Spencer.
3. Travel Benefits:
The cardholder gets access to airport lounges across India and globally through the complimentary Priority Pass membership. This credit card offers 12 complimentary access points within India. This HDFC Regalia Gold credit card allows the cardholder to enter the lounge for free. The cardholders are provided with special offers on travel bookings and partnerships with travel agencies.
4. Milestone Benefits:
This credit card offers Rs. 1500 vouchers against Rs.1.5 Lakh every quarter from Marks & Spencer, Myntra, or Marriot. This credit card offers bonus reward points for achieving annual spending milestones. The card provides flight vouchers of Rs. 5000 on spending of Rs. 5 lakh.
5. Annual Fee Waiver:
This Regalia Gold credit card offers an annual fee that waives off spending threshold. The card offers annual fuel waiver on fuel surcharge at all petrol pump stations across India.
6. Insurance Coverage:
The card offers complimentary insurance coverage for air accidents and medical emergencies during travel. The card offers accidental air death insurance of Rs. 1 crore. The card offers emergency medical care across the world of worth up to Rs. 15 lakhs.
Eligibility
The applicant is eligible for the HDFC Bank Regalia Gold Credit card and has to meet the following conditions for getting this card.
For Salaried personals
The applicant must be more than 21 years of age and less than 60 years. The net monthly income of the individual should be Rs. 100000.
For Self-Employed Personals
The applicant must be more than 21 years of age and less than 65 years. The net monthly income of the self-employed personnel should be Rs.12 Lakh per annum.
Fees:
The annual fees of the card should be Rs.2500 and the renewal fee of Rs.2500 and these fees can be waived only on spending of Rs.4 Lakh.
Application Process:
The applicant application process can be approved, once the card is dispatched to their address. However, activation of the card can be done by following the instructions provided.
FAQ
Conclusion
To conclude, this Regalia Gold credit card offers an array of benefits to cardholders. The card holders are offered welcome benefits and, a waiver of credit card annual charges that provide luxurious experiences along with savings. This card provides insurance coverage on lost cards and the replaced card is provided to the cardholder.
Regalia Gold credit card offers several types of vouchers worth Rs.2500 equivalent to membership fees. The Regalia Gold credit card offers membership at a cost of Rs.2500. This annual fee can be reduced by spending 4 lakhs within a year in a spanning period of 12 billing cycles. offers ample benefits and features that are created to meet the lifestyle and financial needs of its users. Here are some key benefits and features of the Regalia Gold Credit Card:
Qualities of HDFC Regalia Gold Credit Card
- Here are some of the characteristics of HDFC Regalia Gold Credit Card that are outlined below.
- The cardholder gets free membership of MMT black Elite and Club Vistara Silver Tier as welcome benefits.
- The cardholder gets vouchers of Rs.1500 on quarterly expenditures of Rs.1.5 lakh.
- The cardholder gets flight vouchers of Rs. 5000 on yearly spending of Rs.5lakh and additional spending of Rs.5000 on yearly spending of Rs.7.5 lakh.
- The cardholder gets free lounge access at more than 1000 airports.
- The credit card provides 4 points on every purchase of Rs.150.
- This HDFC Gold credit card offers zero liability for loss of credit card.
1. Welcome Benefits:
- The card provides complimentary memberships and rewards points upon card activation.
- The card provides welcome gift vouchers of Rs.2500 as a membership fee.
- The card provides club Vistara silver membership and MMT Black Elite membership.
The cardholder earns reward points on every transaction. These points can be redeemed for air miles, hotel bookings, shopping vouchers, and more. The 4 rewards are allotted on the spending of Rs.150 across all categories like insurance, education, and utilities. The cardholder is offered with 20 points on shopping from branded companies like Nykaa, Reliance Digital, and Marks & Spencer.
3. Travel Benefits:
The cardholder gets access to airport lounges across India and globally through the complimentary Priority Pass membership. This credit card offers 12 complimentary access points within India. This HDFC Regalia Gold credit card allows the cardholder to enter the lounge for free. The cardholders are provided with special offers on travel bookings and partnerships with travel agencies.
4. Milestone Benefits:
This credit card offers Rs. 1500 vouchers against Rs.1.5 Lakh every quarter from Marks & Spencer, Myntra, or Marriot. This credit card offers bonus reward points for achieving annual spending milestones. The card provides flight vouchers of Rs. 5000 on spending of Rs. 5 lakh.
5. Annual Fee Waiver:
This Regalia Gold credit card offers an annual fee that waives off spending threshold. The card offers annual fuel waiver on fuel surcharge at all petrol pump stations across India.
6. Insurance Coverage:
The card offers complimentary insurance coverage for air accidents and medical emergencies during travel. The card offers accidental air death insurance of Rs. 1 crore. The card offers emergency medical care across the world of worth up to Rs. 15 lakhs.
Eligibility
The applicant is eligible for the HDFC Bank Regalia Gold Credit card and has to meet the following conditions for getting this card.
For Salaried personals
The applicant must be more than 21 years of age and less than 60 years. The net monthly income of the individual should be Rs. 100000.
For Self-Employed Personals
The applicant must be more than 21 years of age and less than 65 years. The net monthly income of the self-employed personnel should be Rs.12 Lakh per annum.
Fees:
The annual fees of the card should be Rs.2500 and the renewal fee of Rs.2500 and these fees can be waived only on spending of Rs.4 Lakh.
Application Process:
- The applicant can apply online through the HDFC Bank website or visit a nearby branch.
- The applicant must provide necessary documents such as ID proof, address proof, and income proof.
The applicant application process can be approved, once the card is dispatched to their address. However, activation of the card can be done by following the instructions provided.
FAQ
- Is this card available for HDFC Bank Customers?
- Can this card be available on an income of Rs. 99000?
Conclusion
To conclude, this Regalia Gold credit card offers an array of benefits to cardholders. The card holders are offered welcome benefits and, a waiver of credit card annual charges that provide luxurious experiences along with savings. This card provides insurance coverage on lost cards and the replaced card is provided to the cardholder.