Samsung Axis Bank Signature Credit Card VS Samsung Axis Bank Infinite Credit Card

FeatureSamsung Axis Bank Signature Credit CardSamsung Axis Bank Infinite Credit Card
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Annual FeeRs. 500 (waived if spend Rs. 30,000 in first year)Rs. 5000
Joining Gift2,500 bonus Edge Rewards on making at least 3 transactions within the first 30 days of card issuance.30,000 EDGE Reward Points (6000 rupees) on completion of the first 3 transaction of any amount within 30days(from the card issuance date) at any merchant
Reward Points on Samsung Purchases10% Edge Rewards10% Edge Rewards
Reward Points on Other Spends2% Edge Rewards3% Edge Rewards
Rewards Rate
10 Edge Rewards on every Rs. 100 spent on partnered brands and 5 Edge Rewards on other spends.

15 EDGE Points for every Rs. 100 spent on merchants like BigBasket, Tata 1mg, Zomato, etc, 15 EDGE Points for every Rs. 100 spent on International transactions, and 5 EDGE Points per Rs. 100 spent on all other spends.
Reward RedemptionThe earned Edge Rewards can be redeemed against various options available on Axis Bank's Edge Rewards portal at a rate of 1 Edge Reward = Re. 0.20.
EDGE REWARDS Points are redeemable at the Axis EDGE REWARDS portal where 1 Edge Reward = Re. 0.20. EDGE Points can also be transferred to partner Airlines/Hotels Rewards Program.
Complimentary Movie TicketsYes, one free ticket per month on BookMyShowYes, one free ticket per month on BookMyShow + one free ticket per quarter on PVR Cinemas
Dining DiscountsEazyDiner: Rs. 1,000 off on spends of Rs. 2,000Complimentary 1-year EazyDiner Membership.25% off on dining bills (up to Rs. 800) twice per month for transactions above 2,000.
International Spends2% Edge Rewards3% Edge Rewards
welcome benefitsWelcome Benefits
2,500 bonus Edge Rewards on making at least 3 transactions within the first 30 days of card issuance.
Welcome Benefits
30,000 EDGE Reward Points
Domestic Lounge4 complimentary domestic lounge access every year.
8 complimentary domestic airport lounge visits every year.Complimentary Priority Pass Membership
International Lounge
NA
Priority pass membership with 6 complimentary International airport lounge visits every year.
Spend Based WaiverThe annual fee of Rs. 500 is waived on spending Rs. 2 lakhs or more in the previous anniversary year (from 2nd year)The Annual fee of Rs. 5,000 is waived on spending Rs. 7 Lakh or more in the previous year.
Foreign Currency Markup
3.5% of the total transaction amount

3.5% of the transaction amount
Interest Rates
3.6% per month

3.6% per month (52.86% per annum)
Fuel Surcharge
1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 4,000.

1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000 (caped at Rs. 500 in a month).
Cash Advance Charges
2.5% of the withdrawn amount subject to a minimum of Rs. 500.

2.5% of the amount withdrawn or flat Rs. 500.
Add-on Card FeeNo extra chargesNo extra charges
Target AudienceBudget-conscious Samsung enthusiastsFrequent travelers & high spenders
Value PropositionHigh Samsung cashback & basic benefitsPremium travel & lifestyle perks
Additional NotesLower annual fee, higher Samsung cashback (capped), fewer travel & dining benefitsHigher annual fee, lower Samsung cashback (no cap), superior travel & dining benefits
 
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abhiver

KF Ace
I prefer infinite because of much better reward.

But and this is Big But, it is AXIS Bank, so Reliability is a Big concern. You can never know when they decide to devalue you saved reward points
 

akash90

KF Ace
But its written on website

Signature Variant:
10% Cashback* for spends on Samsung Products & Services (Upto ₹ 2500 per month and Upto ₹ 10000 annually)

Infinite Variant:
10% Cashback* for spends on Samsung Products & Services (Upto ₹ 5000 per month and Upto ₹ 20000 annually
no we dont get 10% off for both the cards and thats the catch
 
But its written on website

Signature Variant:
10% Cashback* for spends on Samsung Products & Services (Upto ₹ 2500 per month and Upto ₹ 10000 annually)

Infinite Variant:
10% Cashback* for spends on Samsung Products & Services (Upto ₹ 5000 per month and Upto ₹ 20000 annually
but on the samsungs page the data is different , check I have attached the screenshot , this is very confusing

Screenshot 2024-02-02 at 3.04.34 AM.png
Screenshot 2024-02-02 at 3.04.46 AM.png
 

akash90

KF Ace
Im screenshot, its also mentioned for annual spends.
Singnature -- annual spend 1,00,000 , savings - 10,000
Infinite -- annual spends 2,00,000 savings - 20,000

So its 10% cashback
 
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