SBI Aurum vs Elite for Wealth Account

[bhavyakjain]

Hi

I recently upgraded to SBI Wealth Savings Account. I got SBI Rupay Select Debit Card as LTF as part of it.

I am also eligible for FYF credit card, either Aurum or Elite.

Which shall I choose ?

I will NOT renew any of these beyond 1st free year.

My main goals are :
1. To enjoy the free perks for 1st year.
2. To use this card to get other premium cards, example IDFC Wealth, etc
3. Any possibility to get a lowe SBI credit card LTF going forward, preferably Cashback or Simply click for SBI instant discounts.

Please help me select a good card.
Also feel free to suggest on best ways to maximize the perks of debit & credit card.

Thanks

 

[RewardMinter]

Get aurum card 1st year free... Use it properly.. If u like the offering, ask for fee waiver from 2nd year.. I hold aurum LTF card since 3.5yrs..

Iam wealth customer too since covid

 

[bhavyakjain]

Get aurum card 1st year free... Use it properly.. If u like the offering, ask for fee waiver from 2nd year.. I hold aurum LTF card since 3.5yrs..

Iam wealth customer too since covid

Could you share what criteria you have for wealth ?

Mine is family TRV >50
RM denying Aurum saying individual TRV >50 is needed

 

[RewardMinter]

Could you share what criteria you have for wealth ?

Mine is family TRV >50
RM denying Aurum saying individual TRV >50 is needed

Not needed.. Ask Branch manager