Secured Rupay Credit Card

theakash

KF Rookie
Is there any Secured Rupay Credit card ?
Yes, IDFC First Digital Cread Card is a secured RuPay credit card. To get this card firstly you have to apply for IDFC WOW credit after that you get option for apply IDFC First Digital Credit Card. The limit will be same as your WOW card.
You will get Rs200 cashback on your first 4 upi transaction Rs on each as welcome benefits. And annual fees of this card is Rs199.
 
Currently, there are a few Secured Credit Cards like OneCard, IDFC Bank WOW, Kotak 811 Dream Different & ICICI also offer one Secured CC. OneCard has started to offer the Rupay Variant with Indian Bank but you would need to contact customer support for the confirmation. But I would personally recommend to wait as new RBI Rule will let you choose the CC Network so most of the CC will be available in Rupay and then you can choose between them but you can try with OneCard for now.
 

Akusahil

KF Expert
Is there any Secured Rupay Credit card ?
Yes, Now according to RBI new guidelines against credit card company.
You choose you payment network for your credit card.
ie. Rupay, Visa , Master and Amex.

And the best secure credit (against fd) is One Card and IDFC First Wow credit card. That's it.
 
Here's a shortlist of popular Rupay Credit Cards in India:

  • Rewards: HDFC MoneyBack+, Kotak Myntra, SBI Simply Delight
  • Fuel: IndianOil Axis Bank, IDFC FIRST Bank Select, HDFC Bank Freedom
  • Travel: SBI Card Elite, IRCTC SBI Rupay Platinum, Axis Bank Vistara Signature
  • UPI: Edge CSB, HDFC Bank UPI Rupay, Union Bank Select
 

Skylar

KF Master
Here's a shortlist of popular Rupay Credit Cards in India:

  • Rewards: HDFC MoneyBack+, Kotak Myntra, SBI Simply Delight
  • Fuel: IndianOil Axis Bank, IDFC FIRST Bank Select, HDFC Bank Freedom
  • Travel: SBI Card Elite, IRCTC SBI Rupay Platinum, Axis Bank Vistara Signature
  • UPI: Edge CSB, HDFC Bank UPI Rupay, Union Bank Select
Please proof check the AI answers

SBI Card Elite is not available on Rupay network and Kotak Myntra card comes under Cashback category not rewards.

and why separate sub heading for UPI when all rupay cards can be used for UPI transactions 😂
 

Skylar

KF Master
And the best secure credit (against fd) is One Card and IDFC First Wow credit card. That's it.
I totally agree, WOW can use Heald for zero foreign markup fee. and but for offline offers and online GV One card is the best to enter credit card game.
 
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