Should I Get Amazon Pay Later to Improve Chances for Amazon Pay ICICI Card

[ghosty]

Hi everyone, I’m considering applying for Amazon Pay Later to improve my chances of getting the Amazon Pay ICICI credit card.

Background:

• I have a OneCard (10k FD) for 1.5 years.
• I have an IDFC WOW card (5k FD) for 1 year.
• ICICI rejected my application exactly 1 year ago.
• CIBIL score: 770 | Experian: 790

Questions:

1. Will getting Amazon Pay Later help in securing the Amazon Pay ICICI card?
2. Are there any hidden charges/fees with Amazon Pay Later if I use it minimally (mainly for bill payments, not shopping)? Please share all charges possible. I will open if i don't have to pay any extra charges

Please share your guidance!

 

[GURUWALKE]

You have not mentioned ur income information... U can try applying card now as ur Credit history is build

 

[ghosty]

You have not mentioned ur income information... U can try applying card now as ur Credit history is build

income is 25k+, recently got rejected for axis neo

 

[harsh_ujjwal]

Yeah you can go fr amazon pay later. Else use amazon fr purchases using your debit card. U may get invitation from apay card.

 

[ghosty]

Yeah you can go fr amazon pay later. Else use amazon fr purchases using your debit card. U may get invitation from apay card.

what invitation for apay looks lile? can u please provide screenshot of app where it shows

 

[harsh_ujjwal]

Go to your Amazon account.
Click on Amazon pay.
Then tap on amazon pay UPI tap on home over there.
In the search box type amazon pay ICICI card.
There it will show. If invitation is there Apply Now button will work fr u.

 

[ghosty]

Go to your Amazon account.
Click on Amazon pay.
Then tap on amazon pay UPI tap on home over there.
In the search box type amazon pay ICICI card.
There it will show. If invitation is there Apply Now button will work fr u.

apply button never disappeared from my account

 

[anupkuumar5]

Apply for HDFC Millenia. I have Millenia and ICICI Amazon pay both but I prefer Millenia because:
1. It gives 5% cashback without amazon prime subscription
2. Gives 5% cashback on spends done through amazon pay even for train ticket booking
3. Gives equal cashback on Flipkart too.

The only drawback is that it has a monthly capping of 1000 reward points in a month from these special merchants.

 

[ghosty]

Apply for HDFC Millenia. I have Millenia and ICICI Amazon pay both but I prefer Millenia because:
1. It gives 5% cashback without amazon prime subscription
2. Gives 5% cashback on spends done through amazon pay even for train ticket booking
3. Gives equal cashback on Flipkart too.

The only drawback is that it has a monthly capping of 1000 reward points in a month from these special merchants.

i am not eligible for millenia bcoz of income, also that is hard to get as compared to amazonpay

 

[hitirfan]

Amazon Pay later lena theak rahega, that will definitely help