Suggestion about my new decision

adi6928

KF Rookie
Hey Guys
I am turned in my 20s in 2025. I have been using Flipkart Axis bank CC since 1.8 yrs. Now, I’m getting new credit cards of RBL Bank Rupay shoprite CC LIFETIME FREE. Till date my credit score is about 788. On the basis of this they are providing my RBL CC. Does this affect my credit history / score. I want know what you guys think and any suggestions on this New RBL CC which you guys feel good for me in future. Let me know.
 

TaxWiser

KF Mentor
Hey Guys
I am turned in my 20s in 2025. I have been using Flipkart Axis bank CC since 1.8 yrs. Now, I’m getting new credit cards of RBL Bank Rupay shoprite CC LIFETIME FREE. Till date my credit score is about 788. On the basis of this they are providing my RBL CC. Does this affect my credit history / score. I want know what you guys think and any suggestions on this New RBL CC which you guys feel good for me in future. Let me know.
If you can utilize Shoprite CC benefits then take it or just leave it. 🤗
 

krishna1718

KF Mentor
Hey Guys
I am turned in my 20s in 2025. I have been using Flipkart Axis bank CC since 1.8 yrs. Now, I’m getting new credit cards of RBL Bank Rupay shoprite CC LIFETIME FREE. Till date my credit score is about 788. On the basis of this they are providing my RBL CC. Does this affect my credit history / score. I want know what you guys think and any suggestions on this New RBL CC which you guys feel good for me in future. Let me know.
first decided flipkart axis is useful to you or not. my suggestion try to get airtel axis and then close flipkart. RBL Rupay shoprite since lifetime free go with it blindly score may drop for few months to 750-760 not a big concern it will be back with in 6 months since you close flipkart axis
 

zack54

KF Mentor
I have been using RBL shoprite which I found of not so useful card. I won't suggest you. Do not go towards the life time free option. I dont think that card will be beneficial. Go with the Axis Ace card, it is not life time free but will give you cashbacks for utility payments and offline spends as well.
 

abhimarda

KF Mentor
Hey Guys
I am turned in my 20s in 2025. I have been using Flipkart Axis bank CC since 1.8 yrs. Now, I’m getting new credit cards of RBL Bank Rupay shoprite CC LIFETIME FREE. Till date my credit score is about 788. On the basis of this they are providing my RBL CC. Does this affect my credit history / score. I want know what you guys think and any suggestions on this New RBL CC which you guys feel good for me in future. Let me know.
Almost a useless card. I have it and seldom use it. Better LTF cards available in market
 
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