Suggestion required to put my One-time Investment of Rupees 20k

[mr79]

Hey all,
It may be less amount of 20,000Rs. But, I need a suggestion to invest it for 4 to 5Years safely with maximum returns possible. It's my first Earning amount. So, I want to use it on a good purpose.
So, guys can any experienced one give a suggestion to me?

 

[hitirfan]

FD, Mutual Funds, research and choose yourself.

FD in Small Finance Banks give more interest rates. Stable Money, Airtel Thanks, Super Money etc apps have those FDs.

 

[krishna1718]

Hey all,
It may be less amount of 20,000Rs. But, I need a suggestion to invest it for 4 to 5Years safely with maximum returns possible. It's my first Earning amount. So, I want to use it on a good purpose.
So, guys can any experienced one give a suggestion to me?

Zero Risk decent return high flexibility - FD in any top tier bank
Zero Risk better return long term - RBI floating savings bonds
Less Risk better return - FD in Small Finance Bank
Less Risk better utility less flexibility - FD based credit card form idfc, hdfc , kotak
Moderate Risk Better Returns long term - SIP in Mutual Funds
High Risk Great Returns short or medium term - Intraday/delivery Trading
Very High Risk Super Returns - Futures & options

 

[krishna1718]

Zero Risk decent return high flexibility - FD in any top tier bank
Zero Risk better return long term - RBI floating savings bonds
Less Risk better return - FD in Small Finance Bank
Less Risk better utility less flexibility - FD based credit card form idfc, hdfc , kotak
Moderate Risk Better Returns long term - SIP in Mutual Funds
High Risk Great Returns short or medium term - Intraday/delivery Trading
Very High Risk Super Returns - Futures & options

My suggestion for your requirement FD card from HDFC 20 K FD with Quarterly interest payout and Tata Neu plus Rupay credit card - safe secure longterm and you can access creditcard with 18000 limit double benefit along with it cibil will increase

 

[theraj0007]

Hey all,
It may be less amount of 20,000Rs. But, I need a suggestion to invest it for 4 to 5Years safely with maximum returns possible. It's my first Earning amount. So, I want to use it on a good purpose.
So, guys can any experienced one give a suggestion to me?

You can go with hdfc flexi cap mutual fund.