I am having a LIC endowment plan known as jeevan saral-165 which has sum assured value of 750000 for a period of 35 yrs. Now I planning to Surrender it as I have completed 10 yrs and I am getting Rs. 610000 as surrender value on the premium paid by me for Rs. 385000. Can you please tell what will be the tax implication on it and is it a good decision to surrender the same?