Tata Neu Infinity vs Freedom

[shekhar316]

Hi, Suggest me a credit card -
I am getting following options -

1. Tata Neu Infinity LTF
2. Tata Neu Plus LTF
3. HDFC Freedom LTF

I am new to HDFC Bank. No Relationship. Tata neu infinity seems to be the best option here. But I am afraid that after getting a co-branded card, will I be able to apply for core cards later or not? I wanted to apply for regalia gold or millennia later. What should I do?

 

[TaxWiser]

Hi, Suggest me a credit card -
I am getting following options -

1. Tata Neu Infinity LTF
2. Tata Neu Plus LTF
3. HDFC Freedom LTF

I am new to HDFC Bank. No Relationship. Tata neu infinity seems to be the best option here. But I am afraid that after getting a co-branded card, will I be able to apply for core cards later or not? I wanted to apply for regalia gold or millennia later. What should I do?

Get the Infinity card as soon as possible if it’s truly Lifetime Free (LTF).

Regarding HDFC Core Credit Card:
Open a Savings Account in HDFC and

Maintain a Daily Average Balance of ₹30,000. Perform a large number of transactions of ₹1,000 or more. Within 3-9 months, you will receive a pre-approved HDFC Core Credit Card offer.​

OR

Become a member of the HDFC Preferred Banking Programme or Imperia Banking Programme to get the Millennia or Regalia Credit Card for sure.​

 

[krishna1718]

Hi, Suggest me a credit card -
I am getting following options -

1. Tata Neu Infinity LTF
2. Tata Neu Plus LTF
3. HDFC Freedom LTF

I am new to HDFC Bank. No Relationship. Tata neu infinity seems to be the best option here. But I am afraid that after getting a co-branded card, will I be able to apply for core cards later or not? I wanted to apply for regalia gold or millennia later. What should I do?

what problem in getting lifetime free tata neu infinity blindly take that card you will get far benefit than millenia and regalia. hdfc was not offering instant discount frequently since 3-4 years if you want use smart buy then only you go with basic core card like regalia or millenia

 

[shekhar316]

what problem in getting lifetime free tata neu infinity blindly take that card you will get far benefit than millenia and regalia. hdfc was not offering instant discount frequently since 3-4 years if you want use smart buy then only you go with basic core card like regalia or millenia

Thanks. Yes, Infinity LTF is indeed best choice. The only confusion I am having that I won't be able to get higher hdfc cards like DCB and Infinia in future because people say you can't get second core card in hdfc if you have any co branded card. But then TaxWiser suggested that I can open a salary account with them later. I think it should work.

 

[krishna1718]

Thanks. Yes, Infinity LTF is indeed best choice. The only confusion I am having that I won't be able to get higher hdfc cards like DCB and Infinia in future because people say you can't get second core card in hdfc if you have any co branded card. But then TaxWiser suggested that I can open a salary account with them later. I think it should work.

1 core and 1 cobranded are allowable if you have core card you have to do 10 lakhs above transactions or itr of 15-25 lakhs to eligible for infinia. if you spend mostly on tata brands and upi, 3 to 4 lakhs spends then only go with tata infinity else wait for core card