Top 5 credit cards to keep for overall needs with highest cashback percentage?

[Illuminati]

If we had to keep top 5 credit card which can give highest cashback percentage for all our needs like onlines shopping(like amazon,flipkart etc.,), utilities, recharges, food(swiggy or zomato etc.,), travel, groceries/departmental, rupay upi payments, clothing, entertainment(movies), insurance. what top 5 cards you suggest?

 

[abhimarda]

If we had to keep top 5 credit card which can give highest cashback percentage for all our needs like onlines shopping(like amazon,flipkart etc.,), utilities, recharges, food(swiggy or zomato etc.,), travel, groceries/departmental, rupay upi payments, clothing, entertainment(movies), insurance. what top 5 cards you suggest?

If you want returns in the form of cashback only then the choice will be simple
1) SBI Cashback card for all online (shopping, travel, entertainment) insurance via Amazon vouchers
2) Swiggy HDFC for Swiggy and Instamart and few others covered above.
3) Airtel Axis for Utilities, recharges
4) Kiwi Rupay card for UPI payments and offline groceries through UPI
5) Tata Neu Infinity for some other UPI payments and higher cashback on Tata Brands

 

[doctoramar]

Add hsbc live for grocery/dining