Top 5 credit cards to keep for overall needs with highest cashback percentage?

Illuminati

KF Rookie
If we had to keep top 5 credit card which can give highest cashback percentage for all our needs like onlines shopping(like amazon,flipkart etc.,), utilities, recharges, food(swiggy or zomato etc.,), travel, groceries/departmental, rupay upi payments, clothing, entertainment(movies), insurance. what top 5 cards you suggest?
 

abhimarda

KF Mentor
If we had to keep top 5 credit card which can give highest cashback percentage for all our needs like onlines shopping(like amazon,flipkart etc.,), utilities, recharges, food(swiggy or zomato etc.,), travel, groceries/departmental, rupay upi payments, clothing, entertainment(movies), insurance. what top 5 cards you suggest?
If you want returns in the form of cashback only then the choice will be simple
1) SBI Cashback card for all online (shopping, travel, entertainment) insurance via Amazon vouchers
2) Swiggy HDFC for Swiggy and Instamart and few others covered above.
3) Airtel Axis for Utilities, recharges
4) Kiwi Rupay card for UPI payments and offline groceries through UPI
5) Tata Neu Infinity for some other UPI payments and higher cashback on Tata Brands
 
Airtel Axis Credit Card
Offers 25% cashback on payment for Airtel Mobile, DTH, etc. via Airtel Thanks App

Swiggy HDFC Credit Card
Provides 10% cashback on Swiggy food orders, Instamart, Dineout, and Genie

Cashback SBI Card
Gives 5% cashback on all online spends and 1% cashback on offline spends

HDFC Millennia Credit Card
Offers 5% cashback on Amazon, BookMyShow, Flipkart, Myntra, Zomato, and more

Flipkart Axis Bank Credit Card
Provides 5% cashback on transactions at Flipkart and Cleartrip, and 4% cashback on partner merchants
 
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