UNSECURED CREDIT CARD WITH NO CIBIL HISTORY FOR BUSINESSMAN
- Thread starter ak123
- Start date
TaxWiser
KF Mentor
Open a savings account with HDFC, and while doing so, select 'Business' as your source of income and indicate an annual income of atleast ₹6.5 lakh. After successfully opening the account, apply for the Biz Series credit card via branch officials. Alternatively, maintain an account balance of over ₹1 lakh and make frequent transactions of at least ₹1,000 to become eligible for pre-approved credit card offers.
knagar0078
KF Ace
The best thing is to get a FD backed Credit Card. Depending upon the amount you can invest, you can get an FD from any Bank you are trust the most and admire the Service.
If you want a FD of less than 10,000:
Super money- Utkarsh Small Finance Bank
Zet Card - SBM Bank
First Earn- IDFC FIRST Bank
Kredit.Pe Card- Yes Bank
If you want a FD of more than 10,000- 50,000:
IDFC FIRST BANK WOW
HDFC BANK FD CARD VARIENT
AXIS BANK
It's totally upto you how much should are willing to spend on FD, personally I prefer the Suryoday SF Bank-Stable FD Card with minimum FD amount of 1,15000 in Rupay Select Varient. Since the Interest and Benifits both are good in that.
The amount didn't make any difference just have a Credit Card and use less than 10% of the Credit Limit for 3 months and you'll get a pretty good Credit Score.
Score will be generated 3-4 days after your first Bill Generation, but it's good to keep some different in application of an unsecured Credit Card.
Or else take a Loan.
Credit Card is better than a Loan if used wisely.
If possible, aim for a Lifetime Free FD backed Credit Card.
If you want a FD of less than 10,000:
Super money- Utkarsh Small Finance Bank
Zet Card - SBM Bank
First Earn- IDFC FIRST Bank
Kredit.Pe Card- Yes Bank
If you want a FD of more than 10,000- 50,000:
IDFC FIRST BANK WOW
HDFC BANK FD CARD VARIENT
AXIS BANK
It's totally upto you how much should are willing to spend on FD, personally I prefer the Suryoday SF Bank-Stable FD Card with minimum FD amount of 1,15000 in Rupay Select Varient. Since the Interest and Benifits both are good in that.
The amount didn't make any difference just have a Credit Card and use less than 10% of the Credit Limit for 3 months and you'll get a pretty good Credit Score.
Score will be generated 3-4 days after your first Bill Generation, but it's good to keep some different in application of an unsecured Credit Card.
Or else take a Loan.
Credit Card is better than a Loan if used wisely.
If possible, aim for a Lifetime Free FD backed Credit Card.
