Urgent help Loan Help

[asifehkd]

Hii, I have a taken a loan from a App named as Hope Fund in Playstore. Loan amount was Rs 4000, but only Rs 2800 credited on the account and repayment was paid for Rs 4260 within 15 days. After that I have taken one more loan from the same for the same amount and same repayment amount and tenure...however I found that app is not RBI registered, but in there app they mentioned they are registered with Vaishali Securities Ltd a Nbfc, but surprisingly for any of the loans they have not done any Cibil or Credit Buruea Entry. Please suggest whether it's fake or genuine app and shall I repay..and why they are not reporting to cibil for any of the loans ..my friend also took the loan from his pan card on same app but he has not paid since 28 days , and the same for him it's not entry in Cibil, similarly to many other users as found in review. Please reply so i can save from this scam

 

[Dsd]

bro, first I want to ask some questions?

1. Do they have your camera, contacts, and gallery permissions?
2. If yes, you must pay their loan as soon as possible. Never take such loans from such a shady app.
Not paying their loans while they have your gallery and contacts permission results in contacting your relative spreading false news about you and also morphing your ...... images into .........

The practice their following up to give you a loan is very terrible because their loan processing fee is quite high, and various other fees. So, avoid taking this loan from this app. Choose valid apps like bank apps or known NBFCS apps.

If you want to take a loan for the short term, so you open digital accounts of small banks or digital services like Fed (Fi, Jupiter, Paytm, Amazon Pay, etc), at least they don't charge you hidden fees, but they're quite high on interest. Choose wisely while taking loans.

 

[asifehkd]

No, they don't have access to gallery apart the contact list .

They are not registered with any credit bureaus, so i am confused that shall I pay them