Hii, I have a taken a loan from a App named as Hope Fund in Playstore. Loan amount was Rs 4000, but only Rs 2800 credited on the account and repayment was paid for Rs 4260 within 15 days. After that I have taken one more loan from the same for the same amount and same repayment amount and tenure...however I found that app is not RBI registered, but in there app they mentioned they are registered with Vaishali Securities Ltd a Nbfc, but surprisingly for any of the loans they have not done any Cibil or Credit Buruea Entry. Please suggest whether it's fake or genuine app and shall I repay..and why they are not reporting to cibil for any of the loans ..my friend also took the loan from his pan card on same app but he has not paid since 28 days , and the same for him it's not entry in Cibil, similarly to many other users as found in review. Please reply so i can save from this scam