What about the Interest collected from FD backed Credit card

[mehetab]

I got a doubt about my FD backed Credit card. I got issued it from IDFC first bank and the card is IDFC first wow card. The limit of this card is 5k and the total interest collected till December, 24 is around 350 so what will be this money given to me or will increase my limit or what, can anyone help me?

 

[PahulGoyal]

I got a doubt about my FD backed Credit card. I got issued it from IDFC first bank and the card is IDFC first wow card. The limit of this card is 5k and the total interest collected till December, 24 is around 350 so what will be this money given to me or will increase my limit or what, can anyone help me?

In idfc's case, they adds the amount to fd amount but they don't increase your limit. You will receive that amount when you break your fd.
Some banks does give you the interest in your bank account like kotak but not idfc.