What are the ways to get maximum cashback benefits on electricity bill pay?

[mkate]

What are the ways to get maximum cashback benefits on electricity bill pay except using Axis Airtel/ACE credit card ?

 

[Skylar]

Excluded cards - Axis Ace and Airtel!

Card Name - Reward type and Reward rate

Amazon Pay ICICI Credit Card​	Cashback​	2% Cashback via Amazon Pay, 1% if paid directly​
HDFC Tata Neu Infinity Credit Card​	Neu Coins​	5% Cashback as Neu Coin Via Tata Neu App​
SBI Vistara Prime Credit Card​	Airmiles​	2% CV Points​
HDFC Infinia Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Diners Club Black Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Biz Black Credit Card​	Reward Points/Airmiles​	Upto 16.67% Reward Points​

 

[Bharatiya Nagrik]

Excluded cards - Axis Ace and Airtel!

Card Name - Reward type and Reward rate

Amazon Pay ICICI Credit Card​	Cashback​	2% Cashback via Amazon Pay, 1% if paid directly​
HDFC Tata Neu Infinity Credit Card​	Neu Coins​	5% Cashback as Neu Coin Via Tata Neu App​
SBI Vistara Prime Credit Card​	Airmiles​	2% CV Points​
HDFC Infinia Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Diners Club Black Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Biz Black Credit Card​	Reward Points/Airmiles​	Upto 16.67% Reward Points​

Can we buy Amazon Pay voucher through SBI CB CC and then use that in Amazon Pay balance to pay the bill?

 

[Papun7777]

Excluded cards - Axis Ace and Airtel!

Card Name - Reward type and Reward rate

Amazon Pay ICICI Credit Card​	Cashback​	2% Cashback via Amazon Pay, 1% if paid directly​
HDFC Tata Neu Infinity Credit Card​	Neu Coins​	5% Cashback as Neu Coin Via Tata Neu App​
SBI Vistara Prime Credit Card​	Airmiles​	2% CV Points​
HDFC Infinia Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Diners Club Black Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Biz Black Credit Card​	Reward Points/Airmiles​	Upto 16.67% Reward Points​

You forgot IDFC Power Plus Credit Card..Which gives 5% reward points for utility and groceries value upto rs 2000

 

[Skylar]

Can we buy Amazon Pay voucher through SBI CB CC and then use that in Amazon Pay balance to pay the bill?

Yes. (Heard about it, but haven't used)
- Note the difference between wallet load and gift card.

 

[Skylar]

You forgot IDFC Power Plus Credit Card..Which gives 5% reward points for utility and groceries value upto rs 2000

Reason for not mentioning it!
- Its mentioned - 2.5% savings as Rewards on Grocery & Utility expenses
- 15X Rewards = 2.5% savings
- 15 Reward points per ₹150 spends on grocery & utility (1 Reward point = ₹0.25)
- 15*0.25 = 3.75


Suppose Electricity bill 2500 you get 2.5% return which is 62.5/-
And now to redeem that you need to pay 99 + 18% GST =116.82
Now effective return = -54.32/-

 

[Bharatiya Nagrik]

Yes. (Heard about it, but haven't used)
- Note the difference between wallet load and gift card.

Will have to try this coz cred has started charging for utility payments now.

 

[Hey_5]

Excluded cards - Axis Ace and Airtel!

Card Name - Reward type and Reward rate

Amazon Pay ICICI Credit Card​	Cashback​	2% Cashback via Amazon Pay, 1% if paid directly​
HDFC Tata Neu Infinity Credit Card​	Neu Coins​	5% Cashback as Neu Coin Via Tata Neu App​
SBI Vistara Prime Credit Card​	Airmiles​	2% CV Points​
HDFC Infinia Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Diners Club Black Metal Credit Card​	Reward Points/Airmiles​	3.33% Reward Points​
HDFC Biz Black Credit Card​	Reward Points/Airmiles​	Upto 16.67% Reward Points​

Thank you

 

[Prince]

Pay Utility Bill on Fridays on Amazon by Using Rupay Platinum Debit Card and get 20% Instant Discount maximum upto Rs 100 per payment per card

 

[PahulGoyal]

Can we buy Amazon Pay voucher through SBI CB CC and then use that in Amazon Pay balance to pay the bill?

You can't pay bills of more than 15k with amazon pay balance. Also there are more terms and conditions for paying bills via amazon pay balance. You can google search and find them. But generally if you are just paying 1 electricity bill per month which is less than Rs 15k then there will be no issues in doing that.

 

[nalin]

One way is pay on Amazon on Friday using Rupay platinum Debit card. And other is buy the gift card which can have a cashback of Rs 75 on rs 2500+ (user specific)and pay the bill.