What If I closed or Cancelled my SBI smiplyClick Credit Card so it's affects my Credit Score?

[Abhishek7236]

Hi Guys,

I am new member of this community. I have one question.
What if I closed or Cancelled my SBI smiplyClick Credit Card so it's affects my Credit Score?

My SBI credit card age is only 2 months not any transaction do yet. Only credit annually fee will pay in this month statement and credit limit is only Rs.20000. But I want get Amazon Pay ICICI credit card because I am Amazon Prime Member and I have already HDFC Millenium Credit Card With Credit Limit Rs.200000.

What is your suggestion about this please help me ?

 

[Skylar]

Hi Guys,

I am new member of this community. I have one question.
What if I closed or Cancelled my SBI smiplyClick Credit Card so it's affects my Credit Score?

My SBI credit card age is only 2 months not any transaction do yet. Only credit annually fee will pay in this month statement and credit limit is only Rs.20000. But I want get Amazon Pay ICICI credit card because I am Amazon Prime Member and I have already HDFC Millenium Credit Card With Credit Limit Rs.200000.

What is your suggestion about this please help me ?

You can close it,
It won't affect your credit score.

 

[Abhishek7236]

Why because of age is only 2 month because of that.. but when I check credit score so many equires show in my credit report..

 

[Abhishek7236]

Thanks for suggestion.. Master Skylar

 

[Neetam]

Hi Guys,

I am new member of this community. I have one question.
What if I closed or Cancelled my SBI smiplyClick Credit Card so it's affects my Credit Score?

My SBI credit card age is only 2 months not any transaction do yet. Only credit annually fee will pay in this month statement and credit limit is only Rs.20000. But I want get Amazon Pay ICICI credit card because I am Amazon Prime Member and I have already HDFC Millenium Credit Card With Credit Limit Rs.200000.

What is your suggestion about this please help me ?

I don't think it will have an impact on your credit score as you have not even done any transaction on it.

 

[Abhishek7236]

I don't think it will have an impact on your credit score as you have not even done any transaction on it.

Ok thanks..

 

[Abhishek7236]

Yesterday, I apply for Amazon Pay ICICI credit card because I am prime member.. and use Amazon for shopping..
Because of I proceed cancel my SBI Credit Card.