What will be the best credit card for a beginner who have less experience in this credit line ?

[Vinaysukhwal]

Card should be free with or if possible no annual fees main use just daily expenses

 

[Karunakara]

ICICI Amazon Pay is best for beginners if using Amazon frequently. It's a lifetime free card. Other options are Axis Neo and Axis My zone.

Lifetime free Rupay cards may also be considered. Because they can be put to best use by linking to tour UPI app. Scan and pay. But the returns are very low.
Edge CSB Rupay card
Indusind platinum Rupay card

You can also go for PNB Rupay Select card wit Rs 500.00 joining fee and after that it's lifetime free provided you make at least one transaction of even one rupee en each quarter. You can enjoy wellness benefits that come with it like one spa session and annual health check up tests, three months cultfit, free airport lounges etc

 

[ajaych7777]

Card should be free with or if possible no annual fees main use just daily expenses

what are your spends include and what are your preferences?
If you want a good card for general use
1. Amazon pay ICICI card- overall Best card and rarely devaluation is seen in this card
2. Axis Ace card- 1.5% on all retail spends and 5% on gpay for bill payments
3. Axis Myzone card- Rupay variant- general use
4. kotak Myntra card- Rupay variant (for upi spends >2000)
5. Axis airtel- Try Your luck -cashback card

 

[Hey_5]

One card

 

[Hey_5]

what are your spends include and what are your preferences?
If you want a good card for general use
1. Amazon pay ICICI card- overall Best card and rarely devaluation is seen in this card
2. Axis Ace card- 1.5% on all retail spends and 5% on gpay for bill payments
3. Axis Myzone card- Rupay variant- general use
4. kotak Myntra card- Rupay variant (for upi spends >2000)
5. Axis airtel- Try Your luck -cashback card

From next month no reward points on rent transactions
I guess slowly they will exclude wallet load, insurance and other categories
And start charging fee on utility bills

 

[ajaych7777]

From next month no reward points on rent transactions
I guess slowly they will exclude wallet load, insurance and other categories
And start charging fee on utility bills

Let's see anything may happen

 

[Rkagrawal]

Sbi simply click or sbi simply save credit card.

Or icici bank fd against instant credit card.
Make fd 10k and get 9000 limit.
You will receive this card in 5 day without and calling and income proff.

 

[Hey_5]

Sbi simply click or sbi simply save credit card.

Or icici bank fd against instant credit card.
Make fd 10k and get 9000 limit.
You will receive this card in 5 day without and calling and income proff.

With fd any icici card available?