I don’t think there is a “perfect” time in the year to buy term insurance, the best time is simply when you realize you need it. For me, it hit when I turned 30 and started thinking seriously about responsibilities and long-term planning. I used Policybazaar to compare different term insurance plans, and it made things really easy to understand, even for someone like me who isn’t very good with financial stuff. I’m honestly glad I didn’t wait too long.
Honestly, there’s no “perfect” time of the year to buy term insurance—it’s more about the right time in your life. I bought mine through Policybazaar when I started my first job, realizing early that the younger and healthier you are, the cheaper your premium. Waiting for a season or offer didn’t make sense because life is unpredictable.Festivals or year-end might offer extra perks, but peace of mind isn’t something you should delay for a discount.
In the end, it’s a personal decision. If you feel it’s the right time to secure your family’s future, go for it—whether it’s January or July. Everyone’s journey is different, and only you can decide when the time is right.
