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mkate
Guest
Should I buy term insurance from online third party services like ditto/policybazar or directly from the brand ?
Bhuvanchandra M
KF Ace
Well, I have personally used Ditto and honestly, I am happy with their service. Well, I haven't claimed anything as of now, but they helped me with getting the policy and the comparison and stuff. So, I personally am happy using Ditto. So, you can try it out but make sure you make a good call. I am unsure about Policybazaar as I haven't used it yet.
zacobite
KF Mentor
ditto is a distributor / PB is a broker.. Prices will vary.. ditto, beshak, policy x are the newbies.. PB will have more choice.. i wd recommend you do ur own research.. Pure Term u can buy directly
sonalinegi
KF Rookie
I bought my term insurance plan through Policybazaar. It was easy to compare different options there. But honestly, whether you buy through a platform or directly with the insurer, just make sure you understand the policy well before buying.
Hey! You can buy a term insurance policy either directly from the insurance company’s website or through platforms like Policybazaar.
Honestly, Policybazaar is a great option because it lets you compare multiple plans in one place — coverage, premium, claim settlement ratio, riders, everything. You don’t have to visit each insurer’s website separately.
I personally found it super easy to use. You just enter your details, and it shows you the best plans that fit your needs. You can also talk to their advisors if you're confused — they explain things in simple language without pushing random products.
Plus, the policy is still issued by the insurance company itself — Policybazaar is just helping you compare and apply more easily.
So if you want to save time and get a clear idea of what’s best for you, Policybazaar is a smart and convenient place to buy your term plan.
Honestly, Policybazaar is a great option because it lets you compare multiple plans in one place — coverage, premium, claim settlement ratio, riders, everything. You don’t have to visit each insurer’s website separately.
I personally found it super easy to use. You just enter your details, and it shows you the best plans that fit your needs. You can also talk to their advisors if you're confused — they explain things in simple language without pushing random products.
Plus, the policy is still issued by the insurance company itself — Policybazaar is just helping you compare and apply more easily.
So if you want to save time and get a clear idea of what’s best for you, Policybazaar is a smart and convenient place to buy your term plan.
Shashank Bhardwaj
KF Rookie
Well, it totally depends on your preference. In my opinion, now-a-days people are preferring to go ahead with online advisors like Ditto, Beshak or Algates Insurance, but you need to check who will provide you support during claims. That's the key points to consider. I'm sure that claim support of policybazaar is worst compared to any other online platforms. So, don't buy from their for sure.
