Which Card to discard

[creditcardenthusiast1]

I currently hold three Axis Bank credit cards: MyZone, Neo, and Privilege. Since Axis Bank allows a maximum of three credit cards, I need to decide which one to close in order to apply for the Axis Flipkart card.
Here's my situation:

1. Privilege: I can't discard this as it offers excellent reward points, and I’m close to achieving the 2.5L milestone.


2. Neo; This provides great discounts on Zomato and mobile recharges, so I’d prefer to keep it.


3. MyZone: While this is my first credit card and has helped build a strong CIBIL score, I’m currently paying off a 12-month EMI on it (just one month left). I also hesitate to close my first credit card as it contributes significantly to my credit history.

Myzone and neo is my lifetime free credit cards BTW

Given these factors, I’m struggling to decide which card to close. Any suggestions or advice would be greatly appreciated!

 

[abhimarda]

I currently hold three Axis Bank credit cards: MyZone, Neo, and Privilege. Since Axis Bank allows a maximum of three credit cards, I need to decide which one to close in order to apply for the Axis Flipkart card.
Here's my situation:

1. Privilege: I can't discard this as it offers excellent reward points, and I’m close to achieving the 2.5L milestone.


2. Neo; This provides great discounts on Zomato and mobile recharges, so I’d prefer to keep it.


3. MyZone: While this is my first credit card and has helped build a strong CIBIL score, I’m currently paying off a 12-month EMI on it (just one month left). I also hesitate to close my first credit card as it contributes significantly to my credit history.

Myzone and neo is my lifetime free credit cards BTW

Given these factors, I’m struggling to decide which card to close. Any suggestions or advice would be greatly appreciated!

Probably then you should be looking for a substitute card of Axis Flipkart like SBI cashback or HDFC Swiggy.

 

[krishna1718]

I currently hold three Axis Bank credit cards: MyZone, Neo, and Privilege. Since Axis Bank allows a maximum of three credit cards, I need to decide which one to close in order to apply for the Axis Flipkart card.
Here's my situation:

1. Privilege: I can't discard this as it offers excellent reward points, and I’m close to achieving the 2.5L milestone.


2. Neo; This provides great discounts on Zomato and mobile recharges, so I’d prefer to keep it.


3. MyZone: While this is my first credit card and has helped build a strong CIBIL score, I’m currently paying off a 12-month EMI on it (just one month left). I also hesitate to close my first credit card as it contributes significantly to my credit history.

Myzone and neo is my lifetime free credit cards BTW

Given these factors, I’m struggling to decide which card to close. Any suggestions or advice would be greatly appreciated!

Call customer care to upgrade myzone to flipkart axis or get sbi cashback/ hdfc swiggy or millenia instead of flipkart axis

 

[harsh_ujjwal]

Close privilege else u cn try fr sbi cashback.

 

[hitirfan]

Get SBI Cashback or HDFC Swiggy.

 

[santoshraut]

Call customer care to upgrade myzone to flipkart axis or get sbi cashback/ hdfc swiggy or millenia instead of flipkart axis

Right

 

[creditcardenthusiast1]

Close privilege else u cn try fr sbi cashback.

I can't close privilege as I am very near to my 2.5L milestone by which i will get a 2k voucher

 

[creditcardenthusiast1]

Call customer care to upgrade myzone to flipkart axis or get sbi cashback/ hdfc swiggy or millenia instead of flipkart axis

I can't close myzone cause there is one EMI that is pending on this card

 

[krishna1718]

I can't close myzone cause there is one EMI that is pending on this card

wait for emi complete what the use of holding useless card like myzone

 

[creditcardenthusiast1]

wait for emi complete what the use of holding useless card like myzone

I also want to close this one only but agar shyad apna first card close krate hai jispe 12 month ki time to time EMI bhi paid hui ho
Isse shyad cibil history ud jati hai?
I am not 100% sure but maine youtube mai to suna hai esa...

 

[creditcardenthusiast1]

Probably then you should be looking for a substitute card of Axis Flipkart like SBI cashback or HDFC Swiggy.

Thankyou for the reply,I will definitely look forward for this cards

 

[creditcardenthusiast1]

Get SBI Cashback or HDFC Swiggy.

Sure

 

[krishna1718]

I also want to close this one only but agar shyad apna first card close krate hai jispe 12 month ki time to time EMI bhi paid hui ho
Isse shyad cibil history ud jati hai?
I am not 100% sure but maine youtube mai to suna hai esa...

i closed my 3 years paytm hdfc old card it will drop score around 30-40 points but within a 3 months it will be back