Which Credit card should i get?

[amulahmad]

Need Suggestion -
I have credit score on cibil 670 showing last update on 10th of june 2024, 729 on cred app, 717 on mobi qwik , have HDFC Milennia Card lifetime free with 68k limit. Now i want new one. applied for ICICI Amazon pay card which was rejected saying you are ineligible i think bcs of cibil score is not updated. Its showing last months. Should i get AMEX Smart Earn card? Or which one is best for me i spend montly on Flipkart grocery and purchases + amazon for bill payments. Spend around 1lac in preceding year.
Please suggest a good card ..

 

[hitirfan]

Need Suggestion -
I have credit score on cibil 670 showing last update on 10th of june 2024, 729 on cred app, 717 on mobi qwik , have HDFC Milennia Card lifetime free with 68k limit. Now i want new one. applied for ICICI Amazon pay card which was rejected saying you are ineligible i think bcs of cibil score is not updated. Its showing last months. Should i get AMEX Smart Earn card? Or which one is best for me i spend montly on Flipkart grocery and purchases + amazon for bill payments. Spend around 1lac in preceding year.
Please suggest a good card ..

Ur CIBIL score is very low. Check your CIBIL report and see the reason for low score. Maybe late payments, defaults or other related issues.

 

[amulahmad]

Payments are 100% on time just bcs i have despute with homecredit for 2 years now complaint with RBI and the matter is resolved last month i think cibil is not updated yet cse others are showing 729: 717 what matters the most is cibil most commonly used...

 

[hitirfan]

Payments are 100% on time just bcs i have despute with homecredit for 2 years now complaint with RBI and the matter is resolved last month i think cibil is not updated yet cse others are showing 729: 717 what matters the most is cibil most commonly used...

750+ CIBIL score is considered ideal

 

[Skylar]

Need Suggestion -
I have credit score on cibil 670 showing last update on 10th of june 2024, 729 on cred app, 717 on mobi qwik , have HDFC Milennia Card lifetime free with 68k limit. Now i want new one. applied for ICICI Amazon pay card which was rejected saying you are ineligible i think bcs of cibil score is not updated. Its showing last months. Should i get AMEX Smart Earn card? Or which one is best for me i spend montly on Flipkart grocery and purchases + amazon for bill payments. Spend around 1lac in preceding year.
Please suggest a good card ..

On cred its not CIBIL score it would be "Equifax" or "Experian"

 

[amulahmad]

When does cibil report get updated on Amazon its showing last updated on 10/06/2024 , in my cibil report my house (father's) adress marked as rented how to correct these. ?! Anyway to approach cibil and get to update these.

 

[hitirfan]

When does cibil report get updated on Amazon its showing last updated on 10/06/2024 , in my cibil report my house (father's) adress marked as rented how to correct these. ?! Anyway to approach cibil and get to update these.

Do u mean Amazon Pay ICICI Credit Card?
The address can be fixed by bank. Request the bank who has reported that address.

 

[hitirfan]

Checking CIBIL Score on Amazon? That gets updated after 3 months

 

[Raj1379]

you can check the free CIBIL score in WISHFIN, Paisabazar, and Paytm. All these platforms update the score in one-month intervals. Check the score in all 3 applications in a 10-day interval. After that next month onwards you can track your score every 10 days intervals.

 

[AvinabaMazumdar]

do HDFC Milennia cards get 5% cashback on top of the instant discounts in sales on Amazon/Flipkart?