Which HDFC Debit card is best and how to make maximum utilisation?

flash007

KF Rookie
if you can spend ~75k then Platinum debit card is better (reward rate is 1% & per month cashback limit is 750rs)
otherwise Millenia debit card is better (reward rate: 2.5% & per month cashback limit is 400rs)

Miilenia has mostly all category present (including wallet) but Platinum has some selected spend category.
So, It depends upon your spending creteria & requriement.

I have both, mostly for CC payments. I have taken Millenia in 1 account because I want to have limited transaction on that account
 
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