Why Gov banks like BoB and BOI are not giving Rupay card default on renewal cards or opening new bank account ?

anandparekh

KF Rookie
Why Gov banks like BoB, BOI are not giving Rupay debit cards by default on opening new account or new cards on expiry of old cards ? Does anyone noticed this ? I received in total 3 VISA card on renewal or opening new account. I wonder why I didn't got Rupay card instead of VISA.
 

Skylar

KF Master
Why Gov banks like BoB, BOI are not giving Rupay debit cards by default on opening new account or new cards on expiry of old cards ? Does anyone noticed this ? I received in total 3 VISA card on renewal or opening new account. I wonder why I didn't got Rupay card instead of VISA.
Banks have agreements and partnerships with various card networks, allowing them to issue cards from all networks. However, if you specifically request a RuPay card, they will provide it.
 
I have one doubt. RuPay is India's own domestic payment network, developed by the National Payments Corporation of India (NPCI). It's an alternative to international payment networks like Visa and MasterCard.



Why gov not promoting Indian products😕
 

Skylar

KF Master
Why gov not promoting Indian products😕
Bro, acceptance issue, Rupay Cards are suitable for domestic transactions. However, for international spending, except in countries like Singapore, Bhutan, UAE, Bahrain, and Saudi Arabia, Rupay cards are not accepted. So, banks issue Visa or MasterCard instead.

Rural branches typically promote Rupay cards, assuming there won’t be significant international spending there. In urban areas, where international transactions are more common, Visa or MasterCard is the preferred choice.
 

zacobite

KF Mentor
Why Gov banks like BoB, BOI are not giving Rupay debit cards by default on opening new account or new cards on expiry of old cards ? Does anyone noticed this ? I received in total 3 VISA card on renewal or opening new account. I wonder why I didn't got Rupay card instead of VISA.
u will get if u ask.. Default is always MC / Visa.. When you fill the acct opening the option is given
 

saurabh.s

KF Expert
Why Gov banks like BoB, BOI are not giving Rupay debit cards by default on opening new account or new cards on expiry of old cards ? Does anyone noticed this ? I received in total 3 VISA card on renewal or opening new account. I wonder why I didn't got Rupay card instead of VISA.
It depends on the account varient too. I have BoB account I got Rupay platinum DC
 
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