Yes Bank kiwi credit card decline

[mohammad_zaan]

Hi , dears

After hearing many times that the value back of Kiwi card is good, I applied for the card.


And after doing everything and completing VKYC, the final decision is that your credit card has been declined due to the internal policy of the bank.


Therefore, I request all of you to apply after thinking carefully. It is not at all certain that you will get a Kiwi card 100%.


Till date there has been no payment delay of any kind. All loans are closed on time and I also have 9 credit cards of other banks.

Apply after thinking carefully and verifying so that unnecessary cibil inquiry and negative impact can be avoided.


Thanks

 

[abhimarda]

Hi , dears

After hearing many times that the value back of Kiwi card is good, I applied for the card.


And after doing everything and completing VKYC, the final decision is that your credit card has been declined due to the internal policy of the bank.


Therefore, I request all of you to apply after thinking carefully. It is not at all certain that you will get a Kiwi card 100%.


Till date there has been no payment delay of any kind. All loans are closed on time and I also have 9 credit cards of other banks.

Apply after thinking carefully and verifying so that unnecessary cibil inquiry and negative impact can be avoided.


Thanks

Mine was also declined....it's because I already hold Yes Bank credit card. Whoever is already having Yes Credit card, do not apply.

 

[Sam Maxi]

Hi , dears

After hearing many times that the value back of Kiwi card is good, I applied for the card.


And after doing everything and completing VKYC, the final decision is that your credit card has been declined due to the internal policy of the bank.


Therefore, I request all of you to apply after thinking carefully. It is not at all certain that you will get a Kiwi card 100%.


Till date there has been no payment delay of any kind. All loans are closed on time and I also have 9 credit cards of other banks.

Apply after thinking carefully and verifying so that unnecessary cibil inquiry and negative impact can be avoided.


Thanks

Nowadays its kinda Thumb Rule to Mail them or Call them to know the Reason, With Most of the Cases They Could Possibly Share the Reason Once you Contact them.

Also in Many Cases if it was their Fault or if you Rectify any Mistakes you Made Throughout the Application, It gets Re-Considered and Approved too

 

[Vineet2806]

Is there any hack to get the kiwi card? Even my application is also declined. I have over 800 credit score and have over 20 other cards. I spend around 20k per month via UPI.

 

[krishna1718]

do you have relationship with yesbank? if yes you have to close it then you try through bank or after 3 months yesbank not issuing 2 cards

 

[Vineet2806]

I don't have any yes bank card. I had a PL with them which stands closed now.

 

[mohammad_zaan]

Nowadays its kinda Thumb Rule to Mail them or Call them to know the Reason, With Most of the Cases They Could Possibly Share the Reason Once you Contact them.

Also in Many Cases if it was their Fault or if you Rectify any Mistakes you Made Throughout the Application, It gets Re-Considered and Approved too

I contacted yes bank and asked for the reason why they declined, they told me that they have declined due to internal policy, when I insisted they told me that your aera is not serviceable.Whereas I live in north west Delhi where all banks are serviceable. You can yourself imagine that if the New Delhi pin code 110042 is not serviceable then the bank is doing this. I asked the bank to check again.

But I do not expect that this Yes Bank will do anything as I have no relationship with Yes Bank nor have I ever first time a applied for a card.

 

[mohammad_zaan]

Mine was also declined....it's because I already hold Yes Bank credit card. Whoever is already having Yes Credit card, do not apply

Mine was also declined....it's because I already hold Yes Bank credit card. Whoever is already having Yes Credit card, do not apply.

I do not have any relationship with Yes Bank. This was the first time I had applied for a credit card with Yes Bank.

 

[Sam Maxi]

I contacted yes bank and asked for the reason why they declined, they told me that they have declined due to internal policy, when I insisted they told me that your aera is not serviceable.Whereas I live in north west Delhi where all banks are serviceable. You can yourself imagine that if the New Delhi pin code 110042 is not serviceable then the bank is doing this. I asked the bank to check again.

But I do not expect that this Yes Bank will do anything as I have no relationship with Yes Bank nor have I ever first time a applied for a card.

When i Tried to Search about Yes Bank Serviceable Pincodes, i Found a PDF by Yes Bank which has Details about 1255 Branches throughout India, it also Included Tons of Branches From Delhi but Couldn't Find a Branch with your PinCode, Maybe they Actually Do Not Have Service in your Area, just a Possibility.

Same is the Possibility that they Lied to Not Share the Real Reason, just Shared what i found.

Plus i think you should look for Alternatives from Other Banks which Offer Rewards like Kiwi