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A
archit3000
reacted to
na_man_02's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Like
.
Thank you, sir!
Jan 13, 2026
santoshraut
replied to the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
.
Great... My CIBIL credit score is 804, with 16 years of credit history, 2100 timely payments, and 66 credit cards, including Axis Magnus...
Jan 13, 2026
na_man_02
reacted to
bekifaayatifan's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Like
.
Can you mention the credit limit of all the 19 cards separately?
Jan 12, 2026
na_man_02
reacted to
knagar0078's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Like
.
Also I believe you are earning more than 15LPA. Is that correct? What's that one thing that motivated you the most to keep using Credit...
Jan 12, 2026
na_man_02
reacted to
Kartick Pal's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Like
.
I suggested to you for Utility bill payment - Airtel Axis Credit card, it offer 10% cashback on Utility bill payment like Electricity...
Jan 12, 2026
na_man_02
reacted to
knagar0078's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Like
.
Please if possible do mention the date or time difference among all the Cards along with the Credit Limit so that we all can have better...
Jan 12, 2026
na_man_02
replied to the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
.
Thank you, sir!
Jan 12, 2026
na_man_02
reacted to
archit3000's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Love
.
I really admire your knowledge and understanding at this age !!!
Jan 12, 2026
na_man_02
reacted to
amitvicky's post
in the thread
Reflecting 4 Years of My Credit Journey: 23 y/o, 19 Cards, 350+ Payments, & 8 Lessons Learned
with
Like
.
Nice ..
Jan 12, 2026
A
aakashkapoor
replied to the thread
ICICI HPCL SUPER SAVER CC
.
For ICICI HPCL Super Saver credit card, reward points are mainly meant for fuel redemption at HPCL pumps. You can redeem points at...
Jan 12, 2026
A
AbhijeetSingh.CO
replied to the thread
My Experience With Kotak Mahindra Bank and RBI
.
Bro Also That Rbi Also Not Does Do Anything On These Complaint When I Said I want compensation they said that you didn't shared the...
Jan 12, 2026
A
arjungoyal12
replied to the thread
My Experience With Kotak Mahindra Bank and RBI
.
Thanks for sharing this. Sadly, many of us assume that once a bank accepts a mistake, it will be fixed quickly, but that’s often not the...
Jan 12, 2026
anuragmukherjee28
replied to the thread
Personal Loan vs Gold Loan
.
Yes, taking a gold loan to close a personal loan can be a good option if your personal loan interest is high, because gold loans usually...
Jan 12, 2026
B
bekifaayatifan
reacted to
The Lone Crusader's post
in the thread
How many active credit cards do you have? Flash your portfolio.
with
Haha
.
Debit cards are much better
Jan 12, 2026
N
nikhilchauhan
posted the thread
Finance News Headlines - 10th January 2026
in
Latest Finance News
.
📰Economic Times 📝 Nifty valuations frozen for a year but Q3 earnings season could finally break the spell 📝 FII comeback in 2026 was...
Jan 12, 2026
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