Amazon pay ICICI Bank credit card rejected.
- Thread starter Rohit..
- Start date
knagar0078
KF Ace
Actually for this card a Credit score of more than 750 is required.
I also applied for the same a got my application rejected because of some documents related issue kindly if you have the reference number, ask the Customer care of ICIC bank for what went wrong with your application and as you are aware that re- applying for Credit card require at least 6 months for Credit bureaus to refresh the details...
Skylar
KF Master
How old is your first loan/credit card?
4 y 6 months
Skylar
KF Master
Credit history of that long and yet they rejected the card
Any relation with ICICI bank? Savings account or other CC?
I asked them but they didn't give proper explanation. I asked them multiple times through email and phone call but every time they keep telling me we reject your application because of our internal policies.
Skylar
KF Master
Possible rejection reasons!
- Over leveraged. Having a credit limit on all cards which is more than the annual income. (Usually, PSU banks reject for this reason, private banks do not consider it much)
- Any default or late payment in the past.
- Or your previous application lead was not deleted yet.
mohammad_zaan
KF Expert
This also happens due to differences in the details of your existing loan and application. Like personal details , address, professional detaila.
I would suggest you to try again with the same details and ensure that your monthly or yearly income is more than the bank's eligible criteria.
Now you have to wait for 6 months. After that you will get the option to apply again. Also avoid unnecessary CIBIL inquiry if you are not sure whether the chances of approval in other bank are less. Also avoid making inquiries for at least 6 months.
Check if your details are wrong or mismatch with any existing loan credit card. Also check cibil to ensure all the details in it are correct.
I would suggest you to try again with the same details and ensure that your monthly or yearly income is more than the bank's eligible criteria.
Now you have to wait for 6 months. After that you will get the option to apply again. Also avoid unnecessary CIBIL inquiry if you are not sure whether the chances of approval in other bank are less. Also avoid making inquiries for at least 6 months.
Check if your details are wrong or mismatch with any existing loan credit card. Also check cibil to ensure all the details in it are correct.
Master Chief
KF Expert
Yesterday left a half-filled Amazon Pay Card application, today morning got a call from ICICI CC they said i can apply for this Credit Card with just PAN and Aadhaar no income proof needed should i apply ? vkyc will be done original PAN and sign will be captured
Does this card gives instant discount during sales ?
Can I ask them to provide me Platinum Chip Credit Card instead
Does this card gives instant discount during sales ?
Can I ask them to provide me Platinum Chip Credit Card instead
Last edited:
c.a khushi khan
KF Rookie
uh are filling itr or not if uh are filling itr then it will be more effective this attachment will help uh more if uh need to file itr contact me I will help uh in that 7046956197 this is my no
bigmouse
KF Ace
Mera bhi reject ho gya 770 CIBIL Score Mai bhi..... reason mail mai Aya
Mera bhi reject ho gya CIBIL Score 770 hai phir bhi abhi 180 day wait Karna padega Amazon app mai dikha raha hai .
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PahulGoyal
KF Expert
I don't know for sure but order kro amazon se. Mera cibil tumse Kam tha, 1 hi card tha pehle hdfc with 1.2L limit but coincidently kafi orders kre the maine card apply krne se pehle, no previous relation with ICICI, still milgya apay card.
Rohith N A
KF Ace
At First yu Should be having strong history of past amazon purchases , R u Regular shopper on Amazon ??/ Use amazon pay later with full kyc some days ,Yu can go amazon pay scroll down to last and answer some questions in ... [ Share Your feedback questions ] At Last yu can mention about your issue about amazon pay ICICI credit card and submit ... Keep ordering from amazon and also attach any 1 or 2 of your credit cards in payment setup So That Amazon knows that your already a CC holder and use other credit card also while shopping in amazon
Thank you
Thank you
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PahulGoyal
KF Expert
Jaruri nhi hai bade orders hi karne hain...chote chote order like grocery bhi kr skte hoBro maine kuch din pahle hi ek mobile buy Kiya tha credit card se OnePlus Nord 4. Aab S23 ultra buy kar leta hoon..tab chance ho sakta hai. Thanks brother For your advice
bigmouse
KF Ace
Ok ...
Rohith N A
KF Ace
Absolutely
right ... Yu No need to order big amount ... Small orders are fine ...Make an FD with icici bank any of your dissered amount as your credit limit and take an credit card against you FD.After 6 months on applying your amazon pay credit card you should get an option of submitting your existing credit card no and you get your icici bank amazon pay credit card against your existing fd card .
Tried and tested Many times .Simple and easy
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