amartyabhunia001
KF Ace
BEST LTF CREDIT CARD
AMAZON PAY ICICI ko chorke aur konsa konsa hay
1. Rupay -
2. Other's -
AMAZON PAY ICICI ko chorke aur konsa konsa hay
1. Rupay -
2. Other's -
BEST LTF CREDIT CARD
- Thread starter amartyabhunia001
- Start date
TaxWiser
KF Mentor
Best LTF Rupay CC - Jupiter Edge CC, IDFC Secured CC, PNB Platinum CC
Others - HSBC Platinum Visa CC, [Pre-approved HDFC(Swiggy, Millennia, Tata neu) & Axis(Airtel,Flipkart) CCs]
amartyabhunia001
KF Ace
Swiggy hdfc first year free a Raha hay kese LTF Ayega offer koi trick hay
TaxWiser
KF Mentor
I remember reading someone's post in the Community regarding this saying that he applied for FYF HDFC Swiggy CC and left the application process midway and after some day he received LTF offer via HDFC customer care.
Not sure whether it's actually working or not but you can try it or else Wait like everyone else
Yes....I also did the same and got LTF offer....but don't know if the reason was thisI remember reading someone's post in the Community regarding this saying that he applied for FYF HDFC Swiggy CC and left the application process midway and after some day he received LTF offer via HDFC customer care.
Not sure whether it's actually working or not but you can try it or else Wait like everyone else
I tried this already a couple of times... Leaving application in between ...
But no LTF offer to me yet.
1 : How many times you left application in between before you got LTF offer?
2 - After how many days you got the offer?
3 - At which step you left the application?
Multiple times till the time I got LTF offer. One fine day I got LTF offer and I applied immediately. I always left at last step when it showed fees. In fact I had given a feedback as well once to give it LTF.
IDFC first wealth credit card also is a good LTF card with below benefits
1. Rs 250 off on movie tickets twice a month
2. Reward points on utility/tax/school fees payment as well.
3. 10x reward points on crossing 20k spends
4. Never expiring reward points.
5. Spend based airport lounge access.
1. Rs 250 off on movie tickets twice a month
2. Reward points on utility/tax/school fees payment as well.
3. 10x reward points on crossing 20k spends
4. Never expiring reward points.
5. Spend based airport lounge access.
I also wanted to do this but the only reason i am reluctant to try is it may do enquiries in my account. My score is good (764) but history is only 5 months. So could you please confirm if everytime you leave in the middle of application there is an enquiry?
No enquiry
That's great. I'm at start of application where it's asking me to enter mobile no and Pan no. So if I enter pan no and leave the application, will this do an enquiry?
These are the steps i tried and got it but post 3-4 months
Basically the card is for swiggy users so usage on swiggy matters.
Initially i too had got fyf and i started the process but left it mid way.
Got a call from hdfc they would come in person and pick up documents and finish the form i just asked them will it be a ltf then i wouldnt mind but they denied stating only at the end will they know if the card is ltf .
Also during this time i saw on youtube somewhere for ltf if you hv been using swiggy refrain from it and post certain period log in
Post 3 months again on swiggy i could see the card request and this time initially it was fyf i closed the app a couple of time and finally it showed me ltf .
Thats my experience
Besides the movie offer i do not find card to be any rewarding rather i would take tata neu fyf and use the card as primary . I am sure fee waiver criteria can be matched .
Lounge access without spend based criteria
1.5% cashback using upi
5% on utility bill payment
5% on insurance bill payment
Neu coins are not encashed with statements however buying groceries on bigbasket or shopping on westside/tatacliq where 1 point is 1 coin
Have earned good cash backs over 7.5k for insurance and utilities and upi spend
Also using upi to pay fuel i dont get any points for that but no charges as well no gst also .
vaibhavchits
KF Ace
Currently India's best undisputed Rupay Credit card.
Flat 5% Cashback on all UPI transactions
The card was launched this year and yet to get traction so an underdog.
(Once it will get famous new members might not get these benefits as nobody in the industry is offering this kind of cashback)
The best part - THE CARD IS LIFETIME FREE.
All these benefits are being offered under Neon membership which is being offered as free right now. (Might discontinue anytime) So get this card as soon as possible.
Card name - Yes Bank Kiwi Credit Card
App to be used for card registration and UPI Payments- Kiwi
Flat 5% Cashback on all UPI transactions
The card was launched this year and yet to get traction so an underdog.
(Once it will get famous new members might not get these benefits as nobody in the industry is offering this kind of cashback)
The best part - THE CARD IS LIFETIME FREE.
All these benefits are being offered under Neon membership which is being offered as free right now. (Might discontinue anytime) So get this card as soon as possible.
Card name - Yes Bank Kiwi Credit Card
App to be used for card registration and UPI Payments- Kiwi
prathamesh.g.j
KF Rookie
You can check axis bank ace credit card even few people are having offer via Google pay and get 1000 instant Cashback on delivery of card
SanthoshSomu
KF Expert
Max 250 off 2 times a month i.e. 250+250
The discount will be on ticket price only and not on convenience fees which you would need to pay on all tickets purchased.
The information is misleading. The card does not provide 5% flat cashback. The card provides 2% cashback on scan and pay transactions and 0.5% on other online transactions. Once you hit the annual spend milestones of 50k, 1 lakh and 1.5lakh, then you get overall 3%,4% and 5% respectively on your spends. There are lots of exclusions as well. Also this is when you have the Neon membership which is currently being given free for 1 year, however it will not be free after 1 year for those who get it free now. It will not be free for those who do not get the card with neon membership within this promotional period when it is being given for free. Additionally, if you have Yes Bank credit card already, most probably this will get rejected as the existing Yes Bank CC holders are getting excluded.
