ICICI Bank created an account for me when applied only for Amazon pay credit vard

[Maddy..]

Hi Folks,

Applied and got ICICI amazon pay credit card from amazon app but they also created an insta savings account for me without consent and linked it to CC. Can anybody please tell me how I can keep the card and only deactivate the account.

Thanks in advance.

 

[Skylar]

Hi Folks,

Applied and got ICICI amazon pay credit card from amazon app but they also created an insta savings account for me without consent and linked it to CC. Can anybody please tell me how I can keep the card and only deactivate the account.

Thanks in advance.

There is no disadvantage in maintaining an Insta Savings Account. However, if you wish to close it, please visit the branch and submit an account closure form. Should the bank staff inform you that closing the account will result in the loss of your credit card, you can clarify that you have already contacted customer support, who confirmed that the credit card and the savings account are not linked. Therefore, you can close the account without affecting the credit card.

 

[Maddy..]

Thanks for the suggestion, my concern hear is maintaining minimum balance which is around 10000 although i have spoken to the customer support and they have said it is zero balance account. I'm not sure I can believe them coz in my profile I can see visible MAB needs to be maintained but there is no amount updated yet. Could you be able to tell me where can I verify account charges for my account.
To add to my previous question. My credit card is linked to this account so closing it will also card. I like to keep it as it is life time free.