Please don't apply for this Card right now.
The chances of rejection are high.
This this happened to me as well.
I applied for this card but my application was rejected, then I applied for IDFC First Earn (₹5000 FD Backed), and after using that card for 3 months with no payment missed and utilisation of less than 30% , I finally got the Millennia card with a limit of ₹80,000.
Now I am waiting for the delivery of my Physical Card.
IDFC Bank is not fast in delivering the Card.
Bhai FD wala aur Millennia dono hi apply kiye the. Maine apply se pehle Customer Care se poocha tha pre approval offer ka unhone mana kr diya tha.
Bole ki offer nhi h abhi, aap wait kije.
Aur maine apply kr diya, uss time pe bina document k ₹45,000 Credit Limit mil rhi thi woh bhi instant. Maine document wala select kiya aur documents verify k baad card approved.
Ab main soch rha hu, ICICI aur Axis me bhi pehle FD backed Card apply kr lu woh to bohot time se meri application reject kr rhe h.