Hdfc ergo or care

Hi,
I want to take health insurance but I am checking hdfc ergo optima secure and care ultimate
So please suggest me which one should I buy.
 
HDFC insures upto 2Cr. CARE upto 1Cr. Get the cheaper one for the same coverage & features that you need.

Both insurance company websites have premium calculator. Enter your coverage required and the add-ons needed.

Also when renewal times comes, shop around. If you find another brand with same features at a cheaper rate, port to that.
 
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