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Reach out to SBI CC Customer Care before making any decisions, just to confirm whether interest is being charged, if it's truly a no-cost EMI, and whether there are any pre-closure penalties or conditions.

Apply for a credit card at the bank where you already have your salary and savings accounts, or consider opening a new account with a private bank that offers the credit card you’re interested in. Be sure to choose your card wisely by considering your spending habits, the card's terms and...

Even though you fetched your CIBIL report at the exact same time across all three apps, each app might be pulling that data from CIBIL on a different internal schedule. For example, App A might have last synced with CIBIL’s servers a few days ago, App B might do real-time pulls, and App C...

✅ Can you file ITR based on family transactions? Yes, you can file an Income Tax Return (ITR) even if your income is not from a traditional salary or business. If you've received Rs. 10 lakh in credits from your siblings into your bank account, the key question is: what is the nature of those...

Nope 🙅‍♂️ As per banking guidelines and policy, no changes can be made to newly opened Savings/Salary accounts or Credit accounts (such as Loans and Credit Cards) within the first six months of their opening.

These are marginal fluctuations in the credit score, which are quite normal and generally not a cause for worry. 👍 The variation in CIBIL scores across these apps is likely due to each platform retrieving and refreshing the credit information on different dates. Since credit scores are dynamic...

The variation in CIBIL scores across the three apps is likely due to each platform retrieving and refreshing the credit information on different dates. Since credit scores are dynamic and influenced by factors like recent credit card payments, new loan inquiries, and changes in credit...

Congrats 🥳 To ensure timely payment and avoid any processing delays, it’s best to pay your credit card bill at least 72 hours before the due date. But for extra peace of mind, consider making the payment by the end of the month or at least a week in advance. 🫡 For a strong credit score, try to...

Steps to File a Complaint Against SBI and the Involved Employees 1. Gather Strong Evidence First Before filing a complaint, ensure you have proper evidence to support your claims. This includes: Screenshots of any relevant transactions or conversations Call recordings (if legally...

Congrats 👏 🥳 Before activating your CC, it's important first confirm that it's truly lifetime free. To do this, just send an email : requesting official confirmation. This will help you keep a proper record for future reference and avoid any unexpected charges. 🤗

This is a genuine offer for an HDFC Lifetime Free Credit Card. Just last month, my nephew applied through the link shared via email(similar to yours) and successfully received the HDFC Indian Oil LTF RuPay Credit Card. 🤑 I highly recommend applying as soon as possible to take advantage of this...

Pay CC bill using MobiKwik(upto ₹10) or any rewarding trusted platform via SBI Virtual DC (~0.5% cashback).

That’s quite a roadblock SBI has thrown at you, it’s disappointing when you're just trying to get what’s fair. What they’re referring to sounds like a one-time EMI restructuring option, which often comes with conditions like partial prepayment (in your case, 20%) to lower the EMI. It’s...

Make the Payment Inform the cashier that you want to pay using your Tata Neu HDFC Credit Card. Provide your Tata Neu registered mobile number at the time of billing. Pay using the Tata Neu HDFC Credit Card (non-EMI retail transaction). Keep your phone handy—the cashier may need to verify your...

1️⃣ Is Your Land Sale Taxable? It depends on whether the land is rural or urban: ✅ Rural agricultural land → No capital gains tax because it’s not considered a capital asset. ❌ Urban agricultural land → Taxable capital gains, so you might have to pay tax. 2️⃣ Ways to Invest & Save Tax...

I totally get why this situation is frustrating! You were expecting some relief from the RBI’s rate cut, but your bank isn’t making it easy. Don’t worry - you have options, and with a little persistence, you can get the benefits you deserve. Here’s What You Can Do: Understand Your Loan Type...

After turning 21, consider exploring the Swiggy HDFC or Tata Neu Infinity RuPay credit cards through their respective apps, based on your spending habits and financial needs. 🤗

Take a look at your credit card spends over the past year and make a list. Then, check which of your cards have given you the most benefits based on their reward structure, spending categories, and upper limits. To get a precise breakdown, you can also use AI tools to analyze each credit card's...

Read it again Carefully 👇 Payment issues is a generic problem, and the reason is the same as you mentioned. However, the unusual part here is that Super Money often does not provide cashback on UPI payments made via RuPay Credit Card. Merchants are generally unwilling to reduce their profit...